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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

How did I manage without it

As the title says I am not sure how I managed finances before this app. After a bit of time to set up I can now keep close daily track on my accounts and can immediately spot errors. It's ensured my finances are in perfect shape. Reviewed on: 18th March 2021

Easy to see everything in one place

Fab little weekly reports and summaries, easy budgeting tools and visibility of almost all accounts (not isa’s or mortgage) Reviewed on: 18th March 2021

The best app ever

I cannot be happier with Emma. It helps me to track my spending Reviewed on: 18th March 2021

Easy to use and reliable. No gimmicks

Have tried literally all the budget apps on IPhone. They’ve all been deleted apart from Emma. It’s nearly perfect. Reviewed on: 18th March 2021

Fun way to budget

Really enjoyed Emma, it has been a little annoying that many of the important features are reserved for premium members but nevertheless, the free version is still excellent. I like the fun design - but the actual practicalities of the app is not very intuitive and a bit cluttered. Think it is still one of the best budgeting apps out there though. Reviewed on: 18th March 2021

Got my spending under control

This app has made a big difference to my spending habits as I go in every day on my phone and it’s always up to date Reviewed on: 18th March 2021

Great

really works for me, i use it every day to see what is happening with my bank Reviewed on: 18th March 2021

Great for keeping on top

Emma is exceptionally useful through consolidating all my bank accounts, investments and crypto into one place. Also, by categorizing my ins and outs it allows me to have a clearer view of my finances. Highly recommended. Reviewed on: 18th March 2021

Great app

Great money aggregator app. Easy to manage and use Reviewed on: 18th March 2021

Useful and trustworthy

Emma has been helping me with managing my personal finances for years now! Reviewed on: 18th March 2021

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