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Emma: Savings App reviews

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4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Fab way to spend less

5
You really can take control of your money with this app Reviewed on: 18th March 2021
Emma Ryan's avatar
Emma Ryan

Great tracker and friendly reminders

5
I found Emma to be better than advertised! The personal budget tracker has been super useful and the adaptability for pay-day was great! I love the idea of tracking my recurring payments so I can spot any subscriptions I don’t need but have forgotten about. Reviewed on: 18th March 2021
Matthew 's avatar
Matthew

How did I manage without it

5
As the title says I am not sure how I managed finances before this app. After a bit of time to set up I can now keep close daily track on my accounts and can immediately spot errors. It's ensured my finances are in perfect shape. Reviewed on: 18th March 2021
John Dabill's avatar
John Dabill

Easy to see everything in one place

5
Fab little weekly reports and summaries, easy budgeting tools and visibility of almost all accounts (not isa’s or mortgage) Reviewed on: 18th March 2021
Melanie Cave's avatar
Melanie Cave

The best app ever

5
I cannot be happier with Emma. It helps me to track my spending Reviewed on: 18th March 2021
Martyna Jusaite's avatar
Martyna Jusaite

Easy to use and reliable. No gimmicks

5
Have tried literally all the budget apps on IPhone. They’ve all been deleted apart from Emma. It’s nearly perfect. Reviewed on: 18th March 2021
Sue Dowdall's avatar
Sue Dowdall

Fun way to budget

5
Really enjoyed Emma, it has been a little annoying that many of the important features are reserved for premium members but nevertheless, the free version is still excellent. I like the fun design - but the actual practicalities of the app is not very intuitive and a bit cluttered. Think it is still one of the best budgeting apps out there though. Reviewed on: 18th March 2021
Hannah's avatar
Hannah

Got my spending under control

5
This app has made a big difference to my spending habits as I go in every day on my phone and it’s always up to date Reviewed on: 18th March 2021
Jennifer Pinder's avatar
Jennifer Pinder

Great

5
really works for me, i use it every day to see what is happening with my bank Reviewed on: 18th March 2021
Joanna's avatar
Joanna

Great for keeping on top

4
Emma is exceptionally useful through consolidating all my bank accounts, investments and crypto into one place. Also, by categorizing my ins and outs it allows me to have a clearer view of my finances. Highly recommended. Reviewed on: 18th March 2021
BritnellA's avatar
BritnellA

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