Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Fantastic collating all my accounts in one place

I love being able to have manual accounts added where the provider doesn't support open banking or at least not for that account. The app is really simple to use and full of great features Reviewed on: 18th March 2021

Amazing finance management app

Emma is an app that lets me truly be on top of my income and earnings in a modern and exciting way. Highly recommend it! Reviewed on: 18th March 2021

Straightforward

Downloaded it a couple months ago and absolutely love it. It's easy to navigate and simple to use. Reviewed on: 18th March 2021

Very App.

Helped me get my finances on track, very intuitive to use! Reviewed on: 18th March 2021

Smart finance tracking

All your accounts in one place, with clever tips and reminders to help you keep track. Very impressed. Much better than any other app I've tried. Reviewed on: 18th March 2021

The Assistant you never knew you needed

As a healthcare professional that is financially thoroughly disorganised Emma has been a godsend. I now have budgets for everything, my bills have been reduced and all my banking is one click away. I've even dabbled it stocks. This app is a brilliant tool to stay financially secure and organised in a time where everything else is chaos. Have recommended to all my colleagues and family before I've even used half of the tools this app offers. I now find myself wondering how I managed before Emma. Reviewed on: 18th March 2021

Great app

Helps me see where my money goes and save Reviewed on: 18th March 2021

Have a glance and fix it!

It's great to see where your money is going and how much you actually spend on different items. If it wasn't for Emma app I wouldn't have seen fraud on my account with a few hours by telling me I went over my take away budget. I also like that you can create a budget and timeline along with pay day dates. Great app to help sort through what you spend. Reviewed on: 18th March 2021

Fab way to spend less

You really can take control of your money with this app Reviewed on: 18th March 2021

Great tracker and friendly reminders

I found Emma to be better than advertised! The personal budget tracker has been super useful and the adaptability for pay-day was great! I love the idea of tracking my recurring payments so I can spot any subscriptions I don’t need but have forgotten about. Reviewed on: 18th March 2021

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Curve Card
from Curve 2.74 from 98 reviews
App
from Quidco 3.66 from 26 reviews
App
from Kroo 4.76 from 2542 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub