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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic collating all my accounts in one place

5
I love being able to have manual accounts added where the provider doesn't support open banking or at least not for that account. The app is really simple to use and full of great features Reviewed on: 18th March 2021
ndg3030's avatar
ndg3030

Amazing finance management app

5
Emma is an app that lets me truly be on top of my income and earnings in a modern and exciting way. Highly recommend it! Reviewed on: 18th March 2021
Eshan 's avatar
Eshan

Straightforward

5
Downloaded it a couple months ago and absolutely love it. It's easy to navigate and simple to use. Reviewed on: 18th March 2021
amelie's avatar
amelie

Very App.

5
Helped me get my finances on track, very intuitive to use! Reviewed on: 18th March 2021
YerMaun99's avatar
YerMaun99

Smart finance tracking

5
All your accounts in one place, with clever tips and reminders to help you keep track. Very impressed. Much better than any other app I've tried. Reviewed on: 18th March 2021
Chris Sampson's avatar
Chris Sampson

The Assistant you never knew you needed

5
As a healthcare professional that is financially thoroughly disorganised Emma has been a godsend. I now have budgets for everything, my bills have been reduced and all my banking is one click away. I've even dabbled it stocks. This app is a brilliant tool to stay financially secure and organised in a time where everything else is chaos. Have recommended to all my colleagues and family before I've even used half of the tools this app offers. I now find myself wondering how I managed before Emma. Reviewed on: 18th March 2021
RaelorAloro 's avatar
RaelorAloro

Great app

5
Helps me see where my money goes and save Reviewed on: 18th March 2021
K's avatar
K

Have a glance and fix it!

4
It's great to see where your money is going and how much you actually spend on different items. If it wasn't for Emma app I wouldn't have seen fraud on my account with a few hours by telling me I went over my take away budget. I also like that you can create a budget and timeline along with pay day dates. Great app to help sort through what you spend. Reviewed on: 18th March 2021
Red Fox's avatar
Red Fox

Fab way to spend less

5
You really can take control of your money with this app Reviewed on: 18th March 2021
Emma Ryan's avatar
Emma Ryan

Great tracker and friendly reminders

5
I found Emma to be better than advertised! The personal budget tracker has been super useful and the adaptability for pay-day was great! I love the idea of tracking my recurring payments so I can spot any subscriptions I don’t need but have forgotten about. Reviewed on: 18th March 2021
Matthew 's avatar
Matthew

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