Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Great personal banker

5
It's like having your own personal accountant. I know more about my money now than ever. Great for keeping track of payments, bills and upcoming payments. So glad I downloaded it. Reviewed on: 18th March 2021

Amazing app and so helpful

5
This app is amazing and has helped in so many ways. Its so easy to use and can have everything in one place which is great! Reviewed on: 18th March 2021

The best app to keep track of my financial assets

5
I was an early user of Emma and I've been impressed with how fast they've been able to listen to users people like me to build the best financial portfolio app out there. Reviewed on: 18th March 2021

Emma helping abroad and at home

5
Emma gas helped me keep track of my finances both when travelling (earning 0 money) and at home. It's helped me split out the cost of needless alcohol and cut down. Reviewed on: 18th March 2021

easy and fun.

5
There are just few features I'd need from emma which are missing, and neither is a feature i need on a normal day of use Reviewed on: 18th March 2021

Amazing!

5
Shows me how much I'm spending and for the first time in a long time I can budget really easily thanks to this app. Reviewed on: 18th March 2021

Simple and full of features

5
Just the go to app to be on top of your budgets and expenses. Reviewed on: 18th March 2021

Everyone should have this

5
A brilliant app dedicated to organising your money. It's very intuitive and can take several bank and savings accounts. It can create accounts which can be exported. I have been using Emma App for over a year. It supports our saving and spending and keeps everything organised. It informs when bills are due and it's easy to look up odd accounts. As a money organising Genie, it's genius Reviewed on: 18th March 2021

Helped me save loads

5
They helped me see exactly what I was spending and helped me cut it down Reviewed on: 18th March 2021

Indispensable!

5
Fantastic app for helping with your finances - spending, saving, budgeting. Wouldn’t be without it now! Reviewed on: 18th March 2021

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review