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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Intuitive tracker of budget and worth

5
Really happy with how intuitive the Emma app is. It’s helping to support me track my budget, overall savings and subscriptions (!!) Reviewed on: 18th March 2021
Lsumm 's avatar
Lsumm

HELPFUL WAY OF SAVING SOME DOSH

4
Handy separation of your spending and puts all your accounts in one place to hit your savings goals faster Reviewed on: 18th March 2021
Emma Skinner's avatar
Emma Skinner

Emma

5
Very clear and help tracing ur wallet economy Reviewed on: 18th March 2021
Idriss Badmus's avatar
Idriss Badmus

Genuinely easy to use and useful

5
Really easy to see trends of spending and saving, and actually works with my weird paydays. Very helpful! Reviewed on: 18th March 2021
Sophie Beaumont's avatar
Sophie Beaumont

A clear picture of available liquidity and where it all goes

5
Emma is a great little helper that shows me how much I am worth and where that £1,000 suddenly disappeared into last month. Ouch!:) Reviewed on: 18th March 2021
Alexey's avatar
Alexey

Emma

5
Emma helps me track my spending, giving reports weekly and useful to know where money is going. Reviewed on: 18th March 2021
Proth22's avatar
Proth22

Great for managing finances

5
Has really helped me save money. I can itemise everything and see where I am overspending Reviewed on: 18th March 2021
Kate Evans's avatar
Kate Evans

All my accounts in one place

5
I've been using emma for quite a while now, it lets me easily see the state of all my accounts and cards in one place. I love that I can see my total cash vs debt figures. Reviewed on: 18th March 2021
Matt's avatar
Matt

Very useful

5
Really helpful to keep track of finance Reviewed on: 18th March 2021
j.hunt@leeds.ac.uk's avatar
[email protected]

Evolving with my needs

5
Great app that started meeting my basic banking needs and has just continued to develop offering many benefits and access to multiple financial services. Really helps me keep track of my budgets and see all my finances as a snapshot in one place. Still am yet to get through the Sunday quiz with all 5 questions guessed correctly! Reviewed on: 18th March 2021
kathy.barrow@sky.com's avatar
[email protected]

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