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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Personal

Keeps me on track and keeps me up to date on balances and also spending Reviewed on: 18th March 2021

Such an amazing app!

It has helped me so much when it comes to budgeting and keeping track of my accounts! I love this app so much u recommend it to everyone! Reviewed on: 18th March 2021

Fun and easy to use

A useful, easy to use app that helps you keep a track on your finances, offers helpful suggestions and also runs a weekly quiz with a chance to win £500 Reviewed on: 18th March 2021

As addictive as IG

As I said in the title Emma is as addictive as Instagram, but in a good way. It makes me feel in control of my whole financial situation at all times so I keep checking it as a Linus blanket regularly. Especially in these uncertain times. The UX is so friendly and intuitive not at all intimidating as other finance apps. I just love it. Reviewed on: 18th March 2021

Very helpful

Nice appz easy to use. Very helpful to see everything split down. Reviewed on: 18th March 2021

Just love it!

So easy to use. I’ve set up my own categories which means I can clearly see where my money goes. I look at it every day!! Reviewed on: 18th March 2021

Fantastic

Fantastic way to keep track of your finances and exactly where your money is being spent. Really useful Reviewed on: 18th March 2021

Easy personal finance management in the palm of your hand

Some of my friends have vastly complicated spreadsheets, which they have to manually update every day and mess around with broken formulas constantly. Its almost a job just maintaining the sheet! I discovered Emma and it was a godsend. No more spending hours trying to work stuff out on a spreadsheet, its simple, its clear, it auto-updates and organises stuff better the more you use it and edit the tags. Perfect for instant clarification of where you are financially across all of your different accounts Reviewed on: 18th March 2021

Syncs almost everything

It’s great to be able to see all my accounts in one place. Has been an amazing help with budgeting. If only more investment platforms supported it, it would be perfect. Reviewed on: 18th March 2021

Dream app for tracking all of your personal finance

The ability to add offline accounts and track your net worth are the best features as you gain a holostic view. The paid for version is beneficial to gain the extra benefits but is why it's not 5 stars. Reviewed on: 18th March 2021

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