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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Making finance less frightening

This app helps you keep an eye on all of your accounts and your spending in real time. It’s helped me immensely in giving me visibility of my finances and helping me to budget and save for the future. Invaluable. Reviewed on: 18th March 2021

Amazing & straight forward!

So easy to use and understand the various different features of the banking app! Really helpful way of showing you your spending patterns and how you can adapt these to save for the future!! Reviewed on: 18th March 2021

Great app

Use it to manage my finances. Really useful. Reviewed on: 18th March 2021

Everything I never knew I needed

Great app that's really helped improve my relationship with my finances. Reviewed on: 18th March 2021

Best all-in one budget managet

Even supports mixed UK & US accounts Reviewed on: 18th March 2021

Keeps me on track

All my information in one place, excellent Reviewed on: 18th March 2021

Amazing I would recommend it to all my family and friends

It has really help me towards looking after my money and what my money was getting spent on now I’ve cut down and it’s helped me save Reviewed on: 18th March 2021

Good customer service

Easy to use. User friendly. Great customer service! Reviewed on: 18th March 2021

Love Emma

The app allows to track my income and expenditure easily. I was eve able to spot a payment I was making annually for no reason. Absolutely love this app and recommend it to anyone who wants the financial accountability!! Reviewed on: 18th March 2021

Great

Helpful and easy to use, good app Reviewed on: 18th March 2021

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