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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing money manager

Does everything you could ever ask for in a money management app! Reviewed on: 18th March 2021

Emma

Ever since i have been using the app, my finance has dramatically improved and I’m able to keep up on my ongoing and outgoing on a daily basis Reviewed on: 18th March 2021

I strongly recommend

It helps me to understand my bank statements and to organise my account Reviewed on: 18th March 2021

Making life easier to organise

A great app that is easy to set up and manage with notifications for tracking spend. With a weekly report to analyse your financial activity. A perfect daily companion. Reviewed on: 18th March 2021

Fun, engaging, great at keeping you on track.

Emma is an excellent resource to be able to see where you are spending your money, how you can spend less, and the offers for different discount codes are the icing on the cake. Reviewed on: 18th March 2021

One of the few apps I check daily

Maybe asks to upgrade to pro a few times too many but otherwise an app I rely on daily. Other issues (some accounts not showing / supported) are with banks not properly supporting open banking rather that Emma itself. Reviewed on: 18th March 2021

Fantastic app experience

Really enjoy using the Emma app to monitor my spending and budgets Reviewed on: 18th March 2021

Excellent App, keeps me on track!

I have really seen the benefits of budgeting using this App, it’s so easy to use too! Reviewed on: 18th March 2021

Excellent

Easy to use, all your accounts in one pace, track your spending habits and see what else is coming out this month. Fantastic, can’t fault Emma Reviewed on: 18th March 2021

Excellent, personal and responsive customer service

Excellent customer-focused team, even the CEO is responsive on social media and forums! Reviewed on: 18th March 2021

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