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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Easy to use and understand

5
First budget app I can get my head round Reviewed on: 18th March 2021

Joy to use

4
Good and useful app, great design, nice UX. But too expensive for me. Reviewed on: 18th March 2021

love it - so helpful

5
love using Emma to keep track of my finance! Reviewed on: 18th March 2021

Fast and effective

5
App is easy to navigate and very intuitive. Love how’s it calculates and totals historical transaction with a vendor. Reviewed on: 18th March 2021

Great app to manage your finances

5
Great app, I can see all of my income, savings and bills in one place. Reviewed on: 18th March 2021

Amazing

5
Emma is an amazing way to keep track of spending ways and really helps and shows you ways you can save. It's amazing I cannot recommend enough Reviewed on: 18th March 2021

Transformed my finances

5
The ability to regularly review all of my accounts in one place has allowed me to keep much better track of my spending. I've almost posted off all my debt! Reviewed on: 18th March 2021

Revolutionised my finances

5
Thanks to Emma I am in firm control of my finances. The insights and updates help me to ensure that I know where my money is going and it has helped me to make savings and generally take control of my personal finances. Would highly recommend. Reviewed on: 18th March 2021

MR azeez

5
Good service and accurate , I will Reviewed on: 18th March 2021

Easy

5
Very easy to use safe and overall a positive experience Reviewed on: 18th March 2021

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