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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy to use and understand

First budget app I can get my head round Reviewed on: 18th March 2021

Joy to use

Good and useful app, great design, nice UX. But too expensive for me. Reviewed on: 18th March 2021

love it - so helpful

love using Emma to keep track of my finance! Reviewed on: 18th March 2021

Fast and effective

App is easy to navigate and very intuitive. Love how’s it calculates and totals historical transaction with a vendor. Reviewed on: 18th March 2021

Great app to manage your finances

Great app, I can see all of my income, savings and bills in one place. Reviewed on: 18th March 2021

Amazing

Emma is an amazing way to keep track of spending ways and really helps and shows you ways you can save. It's amazing I cannot recommend enough Reviewed on: 18th March 2021

Transformed my finances

The ability to regularly review all of my accounts in one place has allowed me to keep much better track of my spending. I've almost posted off all my debt! Reviewed on: 18th March 2021

Revolutionised my finances

Thanks to Emma I am in firm control of my finances. The insights and updates help me to ensure that I know where my money is going and it has helped me to make savings and generally take control of my personal finances. Would highly recommend. Reviewed on: 18th March 2021

MR azeez

Good service and accurate , I will Reviewed on: 18th March 2021

Easy

Very easy to use safe and overall a positive experience Reviewed on: 18th March 2021

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