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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very helpful

5
Very helpful as I aim to get my credit score back up Reviewed on: 18th March 2021

Highly recommended

5
Great easy to use app thats allowed me to manage my cash flow very effectively Reviewed on: 18th March 2021

Simply the best...

5
Emma has been helping me manage my debt! The net worth calculator is also motivating to see it going up Reviewed on: 18th March 2021

Personal finance revolution

5
This is one of the few apps that has truly revolutionized my personal finance. I don't even know where to start. It helps leverages AI to give me so many key insights into my spending. Reviewed on: 18th March 2021

Saves me money!

5
Emma's smart analytics and budgeting tool has saved me so much money especially after upgrading to Pro! Reviewed on: 18th March 2021

All my accounts in one place

5
You need Emma if you have more than one credit card and don't want to sign in to multiple apps just to check balances. Also, Emma is probably way better designed than your bank's outdated app. Reviewed on: 18th March 2021

great for managing money

5
Being someone who has loads of different bank accounts open it is so great to have an app that consolidates all of them into one. Makes managing money much simpler and easier. Reviewed on: 18th March 2021

Awesome app

5
Awesome app and super helpful to keep track of your finances Reviewed on: 18th March 2021

Game changer!

5
I found the site to be really useful and accurate to what I needed to do financially. I'm really glad I found this app! Saved loads and understood my finances better. Thanks Team Emma! Reviewed on: 16th March 2021

Amazing money saver

5
Brilliant at helping me budget and also track my expenses. Money used to burn a hole in my pocket but now I see what I spend I've been able to stop myself splurging out Reviewed on: 15th March 2021

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