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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Very helpful

Very helpful as I aim to get my credit score back up Reviewed on: 18th March 2021

Highly recommended

Great easy to use app thats allowed me to manage my cash flow very effectively Reviewed on: 18th March 2021

Simply the best...

Emma has been helping me manage my debt! The net worth calculator is also motivating to see it going up Reviewed on: 18th March 2021

Personal finance revolution

This is one of the few apps that has truly revolutionized my personal finance. I don't even know where to start. It helps leverages AI to give me so many key insights into my spending. Reviewed on: 18th March 2021

Saves me money!

Emma's smart analytics and budgeting tool has saved me so much money especially after upgrading to Pro! Reviewed on: 18th March 2021

All my accounts in one place

You need Emma if you have more than one credit card and don't want to sign in to multiple apps just to check balances. Also, Emma is probably way better designed than your bank's outdated app. Reviewed on: 18th March 2021

great for managing money

Being someone who has loads of different bank accounts open it is so great to have an app that consolidates all of them into one. Makes managing money much simpler and easier. Reviewed on: 18th March 2021

Awesome app

Awesome app and super helpful to keep track of your finances Reviewed on: 18th March 2021

Game changer!

I found the site to be really useful and accurate to what I needed to do financially. I'm really glad I found this app! Saved loads and understood my finances better. Thanks Team Emma! Reviewed on: 16th March 2021

Amazing money saver

Brilliant at helping me budget and also track my expenses. Money used to burn a hole in my pocket but now I see what I spend I've been able to stop myself splurging out Reviewed on: 15th March 2021

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