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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Great app to keep track

5
I love how I can keep track of my budget... and how much I have in each account. As well as the weekly quizzes! Reviewed on: 12th March 2021

So helpful for having multiple accounts

5
The ability to tie multiple accounts together in one app and budget through it is amazing! I would definitely recommend this app to friends and family, so convenient and easy to use. Reviewed on: 12th March 2021

Win Your Personal Finance Game

5
If you're someone like me who has multiple accounts with different banks, it can be tricky to know exactly where you are with your finances. Emma removes that complexity by showing exactly how much you have, where it is, what's going out and what you're spending your money on. It automatically deducts my credit card from my total funds so I only ever see how much I truly have instantly as all my accounts are constantly kept in sync. Emma also highlights any subscriptions you have so you can find out if you're paying for something you're not actually using! You can set budgets to work towards too to push you further into optimising any expenditure. Overall it's a simple app which can quite literally change your life! Reviewed on: 12th March 2021

Good for budgeting

5
A chance find but am using the app daily to keep track of spending. It features budget options which are really useful. Reviewed on: 11th March 2021

Never been able to budget before!

5
Love that it tells you how much money you have left after your recurring payments come out. Super easy to use. Reviewed on: 11th March 2021

Great app and awesome founder

5
I have used the competitors app & also Emma so I can say Emma is the best for me. I love the ability to categorise all my transactions across all of my bank accounts and credit cards and see all my balances in one place Reviewed on: 11th March 2021

Very beautiful and helpful app

5
With this app I have a better overview over my finance and works awesome. Reviewed on: 11th March 2021

Best thing ever! Finally I have financial control

5
I am obsessed with this app, it’s changing my life every single day Reviewed on: 11th March 2021

The best finance app ever

5
Really useful when you have different bank accounts and credit cards to fully track your finances Reviewed on: 11th March 2021

In Loveeee

5
Actually obsessed. I love using Emma so much. It really helps me figure out how I'm spending my money each month, and I love that I can see all my different accounts in one place! Reviewed on: 10th March 2021

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