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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Good for budgeting

A chance find but am using the app daily to keep track of spending. It features budget options which are really useful. Reviewed on: 11th March 2021

Never been able to budget before!

Love that it tells you how much money you have left after your recurring payments come out. Super easy to use. Reviewed on: 11th March 2021

Great app and awesome founder

I have used the competitors app & also Emma so I can say Emma is the best for me. I love the ability to categorise all my transactions across all of my bank accounts and credit cards and see all my balances in one place Reviewed on: 11th March 2021

Very beautiful and helpful app

With this app I have a better overview over my finance and works awesome. Reviewed on: 11th March 2021

Best thing ever! Finally I have financial control

I am obsessed with this app, it’s changing my life every single day Reviewed on: 11th March 2021

The best finance app ever

Really useful when you have different bank accounts and credit cards to fully track your finances Reviewed on: 11th March 2021

In Loveeee

Actually obsessed. I love using Emma so much. It really helps me figure out how I'm spending my money each month, and I love that I can see all my different accounts in one place! Reviewed on: 10th March 2021

Best money management app

Hands down the best product out there to keep track of all your accounts & cards, save money on bills & hit your budget goals Reviewed on: 1st March 2021

Keeps me accountable!

Excellent app, allows me to keep track of all my finances with very little effort! Reviewed on: 6th February 2020

Nice money management app

Nice app with lots of helpful features for staying on top of your finances Reviewed on: 7th January 2020

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