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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

The best money management app around

Beautiful design and the team is attentive and fast at adding new features. Reviewed on: 7th February 2019

Great App

This app is the best I’ve seen so far in handling multiple accounts, excluding money transferred between the all and picking specific accounts as saving and current (separate to what the bank has them listed). Reviewed on: 2nd February 2019

Fast, efficient, simple

Downloading and installing the Emma was simplicity itself. Connection to my accounts also. Within half an hour I was up and running. I save £90 a month in the first hour just by being able to see some regular payments I didn't know I was paying. There are millions of apps out there, few that are as beneficial and effective as Emma Reviewed on: 30th January 2019

My go to financial app

Emma makes it really easy to check my spending across multiple accounts (as well as my investments and saving) it’s become my go to over my separate banking apps as it’s so fast to use and I enjoy the regular updates and added features - keeps me interested and everything relevant Reviewed on: 28th January 2019

Organised

Helps me keep on top of where it all goes! Reviewed on: 28th January 2019

Useful app to track spending

Great app to track the breakdown of your spending and to split it into simple categories. Also useful to keep an eye on all your different accounts in one place. Reviewed on: 28th January 2019

Emma

Simple but powerful financial app - essential tool to stay on top of your money matters. Reviewed on: 28th January 2019

Fantastic Budgeting App

Easily the best budgeting/financial advisor app I have tried. Reviewed on: 27th January 2019

Sort your spending

An easy to use and organised way to sort your spending and weed out any unnecessary outgoings. Love it! Reviewed on: 26th January 2019

Emma will sort your finances out!

Emma is a great app that'll help you monitor where your money is going and keep you on your financial toes with weekly reminds and overspend notifications. Reviewed on: 26th January 2019

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