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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Innovative

5
The industry was crying out for an app like for a long time. Emma have really delivered Reviewed on: 26th January 2019
Pedro0785's avatar
Pedro0785

Fantastic - consolidates financials in easy to use app

5
This has helped to transform my tracking of my spending. It used to take me hours to tie all of the various transactions together from my different bank accounts. No longer do I need to waste this time as the pain and effort have been taking care of by this amazing app. Thank you! Reviewed on: 26th January 2019
K's avatar
K

Love it

5
I love this App. It’s so easy for me to see all my accounts in one place and to see what the main things I spend my money on, and I like that I can see how many days till payday ☺️ Reviewed on: 25th January 2019
Jessica Emmalee Lewis's avatar
Jessica Emmalee Lewis

Simple

4
Very simple to use and finally a good place to keep track of my weekly spending. Reviewed on: 25th January 2019
Jerome's avatar
Jerome

Must have personal finance app

5
Never before have I taken such an interest in my spending habits. This app is helping me to make positive changes to the way I manage my finances. Reviewed on: 25th January 2019
Guy Barnes's avatar
Guy Barnes

Emma is teaching me to love my incomings and outgoings

5
Emma has taken the pain out of checking my finances, something I'd be loathed to do. I remember back in the day only getting a bank statement monthly in the post and if I wanted anything more current(ish) I'd have to print out at the cash point. I am living in the future today thanks in part to Emma on ios - YAY! Reviewed on: 25th January 2019
Mauricio Reyes's avatar
Mauricio Reyes

Everything. Other. Than. Terrible.

5
Emma. What can I say. Almost perfect. One thing I request is that I cannot transfer funds - which when connected to my bank, I thought would be easy. Great service. Use it every day. Archie. Reviewed on: 25th January 2019
Archie Baitup's avatar
Archie Baitup

Emma is intelligent and beautiful!

5
I’ve been using Emma for a number of months now. It’s fantastic. The notifications on money coming in are great for me as a freelancer, and being able to see a number of accounts all at once at a glance is really handy when management budgets! 20stars Reviewed on: 25th January 2019
Fred's avatar
Fred

Excellent app

5
I am able to see my spending habits and help me to evaluate and make changes in the future for the better of my finances. Reviewed on: 25th January 2019
Nomusa Dube's avatar
Nomusa Dube

Fantastic tool to budget your finances

5
Didn’t know I needed this until I got it! It’s powerful to see my finance visually, compared to a tabular view on my statements. All major banks put together in one page? Even better! Reviewed on: 25th January 2019
anit's avatar
anit

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