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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Innovative

The industry was crying out for an app like for a long time. Emma have really delivered Reviewed on: 26th January 2019

Fantastic - consolidates financials in easy to use app

This has helped to transform my tracking of my spending. It used to take me hours to tie all of the various transactions together from my different bank accounts. No longer do I need to waste this time as the pain and effort have been taking care of by this amazing app. Thank you! Reviewed on: 26th January 2019

Love it

I love this App. It’s so easy for me to see all my accounts in one place and to see what the main things I spend my money on, and I like that I can see how many days till payday ☺️ Reviewed on: 25th January 2019

Simple

Very simple to use and finally a good place to keep track of my weekly spending. Reviewed on: 25th January 2019

Must have personal finance app

Never before have I taken such an interest in my spending habits. This app is helping me to make positive changes to the way I manage my finances. Reviewed on: 25th January 2019

Emma is teaching me to love my incomings and outgoings

Emma has taken the pain out of checking my finances, something I'd be loathed to do. I remember back in the day only getting a bank statement monthly in the post and if I wanted anything more current(ish) I'd have to print out at the cash point. I am living in the future today thanks in part to Emma on ios - YAY! Reviewed on: 25th January 2019

Everything. Other. Than. Terrible.

Emma. What can I say. Almost perfect. One thing I request is that I cannot transfer funds - which when connected to my bank, I thought would be easy. Great service. Use it every day. Archie. Reviewed on: 25th January 2019

Emma is intelligent and beautiful!

I’ve been using Emma for a number of months now. It’s fantastic. The notifications on money coming in are great for me as a freelancer, and being able to see a number of accounts all at once at a glance is really handy when management budgets! 20stars Reviewed on: 25th January 2019

Excellent app

I am able to see my spending habits and help me to evaluate and make changes in the future for the better of my finances. Reviewed on: 25th January 2019

Fantastic tool to budget your finances

Didn’t know I needed this until I got it! It’s powerful to see my finance visually, compared to a tabular view on my statements. All major banks put together in one page? Even better! Reviewed on: 25th January 2019

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