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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Emma is intelligent and beautiful!

5
I’ve been using Emma for a number of months now. It’s fantastic. The notifications on money coming in are great for me as a freelancer, and being able to see a number of accounts all at once at a glance is really handy when management budgets! 20stars Reviewed on: 25th January 2019

Excellent app

5
I am able to see my spending habits and help me to evaluate and make changes in the future for the better of my finances. Reviewed on: 25th January 2019

Fantastic tool to budget your finances

5
Didn’t know I needed this until I got it! It’s powerful to see my finance visually, compared to a tabular view on my statements. All major banks put together in one page? Even better! Reviewed on: 25th January 2019

Great UI and great insights

5
The UI is just fantastic, and the information given is valuable and well displayed. Reviewed on: 25th January 2019

Very easy to use

5
Great way to keep track of finances Reviewed on: 25th January 2019

Extremely user friendly

5
Great service and the UX is very solid. Great work guys! Reviewed on: 25th January 2019

Perfect

5
I used to use a spreadsheet to analyse my spending, until I found Emma. The perfect budgeting app! Reviewed on: 25th January 2019

Control over spending

5
The biggest issue I had financially was that I found it very hard to stay on top of my spending and stick to my budget. Emma has helped me control my spending by letting me know how much I could afford to spend and see where I am spending unnecessary amounts of money. Reviewed on: 25th January 2019

Brilliant App for money management

5
Provides you with a simplified yet detailed breakdown of all your spendings. From subscriptions to purchases. Also categories your purchases so you can keep track with how much you spend on fast food for example. Very useful so you know what you can do to save yourself some money. Reviewed on: 25th January 2019

Super smart app that provides a holistic view of our household spending

5
I'm a long-time user of Emma, and have all of our banking and card accounts plugged into the app. I can easily see how we're doing in terms of expenditure, and find those items that might need attention e.g. a higher than usual mobile phone bill. Reviewed on: 25th January 2019

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