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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brill!

I use Emma every single day. It’s so easy to use, and really user friendly Reviewed on: 18th March 2021

Helps you manage your finance by aggregating your info from various providers

Awesome app. It helps you manage your finance by aggregating your info from various providers Reviewed on: 18th March 2021

The best budgeting app out there!

Great and simple UI, tons of useful insights and budgeting functionalities! Reviewed on: 18th March 2021

Banking made fun!

The way Emma converges many accounts and investments into one simple, fun and digestible experience is incredible. I actually enjoy seeing how my money is spent and the overall experience of using Emma. Great work! Reviewed on: 18th March 2021

Easy to use

Great app, easy to use, shows all accounts and makes it easy to see them on multiple devices. Reviewed on: 18th March 2021

Perfect

User friendly, accurate, and fun! Quizzes and friendly tone make this app nice to use on top of being practical, efficient and smart. Reviewed on: 18th March 2021

Changed my world!

Since joining Emma foe me the biggest thing has been knowing the expected committed outgo each month which has hugely helped to minimise of not eradicate dd bouncing and all sorts of similar mishaps. Such a fun and easy to use app. Reviewed on: 18th March 2021

Helped me take control of my finances

Emma is great for helping me feel in control of my money and understanding my spending habits so that I can save more. Reviewed on: 18th March 2021

Incredibly helpful

Great place to have all accounts in one place, and a really great interface to track how your accounts are doing over the months. Very nice categorisation of spending also Reviewed on: 18th March 2021

Good budgeting app

User-friendly and super practical Reviewed on: 18th March 2021

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