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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

The best financial advocate app in the out there!!

5
Emma is by far the most intuitive financial advocate mobile application out there. The interface is simple to use and the information you get about your spending habits is incredible. I can view my daily, weekly, monthly and even yearly spending habits in line, bar or pie charts. I can tag any expense and group them into any category that I see fit. I can add the date of when I get paid and I receive daily notifications of my account balance. All these things are very useful especially if you want to become better at managing your finances. No bank or building society will do this for you because it's not in their best interest to highlight any overdraft fees that they charge. Emma makes you aware of these ridiculous high fees! Emma forces you to think and you start getting into a habit of keeping track of where your money is going. It's liberating to have an app that is on your side. I can even keep track of my cryptocurrency investments. I have linked my coinbase and binance accounts to Emma. They are adding news features every week which is very rare in the finance app space. For example, I first used Yolt which is backed by a big bank and they haven't updated their features in over a year. Emma seems to get what people want from a money management perspective. They show you what you want to see in a way that is easy to interpret and understand. Please keep up the good work. Reviewed on: 25th January 2019
Joshua Avenell's avatar
Joshua Avenell

Great app

5
Best money management app I've tried, not too many features saved for premium only also Reviewed on: 25th January 2019
Kim Blanche's avatar
Kim Blanche

Emma app

4
Very useful for seeing all bank details in one place. Helps to keep track of things I would otherwise never have checked Reviewed on: 25th January 2019
dj's avatar
dj

The most useful app on my phone

5
If you've got accounts at different banks, this app is very useful. Have a quick glance at what is happening without having to log in into each bank account individually. Reviewed on: 25th January 2019
Julien's avatar
Julien

Fantastic app

5
Does what the box says and more- great for money saving and even just money management Reviewed on: 25th January 2019
Be 's avatar
Be

Doing Things Right

5
All expectations met. Brilliant bank and services coverage. Excellent customer service. Would only recommend. Reviewed on: 25th January 2019
Christopher.Green's avatar
Christopher.Green

Supercalafragalistic

5
Amazing app currently saving for our first home and this has really helped me to cut back on my spending and pin point where all my money is going and helping me to put a little extra away for our deposit love it Reviewed on: 25th January 2019
Becky Jane Arnold's avatar
Becky Jane Arnold

Fantasticaal App

5
I have been using Emma for quite some time now, and it's the only app that I go to to check what's happening on the finance front. I don't even bother with the banks own apps, because the level of info, and the format that Emma presents it in, is miles ahead of any banking app. It helps me stay ahead, plan ahead, and be on top of my finances every day Reviewed on: 25th January 2019
Sunit's avatar
Sunit

Revolutionary

5
Emma has given me the tools to transform how I mange my money. It is clear and simple and easy to use. As a family we feel like we have real control over our money Reviewed on: 25th January 2019
Rob Byrnes's avatar
Rob Byrnes

Easy to set up and powerful tools

5
Emma has done the heavy lifting on pulling together information from various financial sources and put powerful tool inside the app to help really have a good idea exactly where you are at at any moment. Highly recommend it. Reviewed on: 25th January 2019
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Money Dad

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