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Emma: Savings App reviews

Name: Savings App
Rating: 4.86 (3552 reviews)

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4.86

Based on 3,552 reviews, last reviewed 3rd Apr 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

12%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Simply best bank app

Now I'm only using this app to manage my finances. It has great support for many banks (even cryptocurrency exchanges!), has loads of features and statistics, so I can do many things I couldn't with my default bank app and the budgeting features are just top notch. In addition to this it gets new features almost every week! Reviewed on: 25th January 2019

First time it's fun to look at my finances!

Great took to see where the money goes, and where you're overspending (me? everywhere). Makes the news of going over your budget a much more colourful. Plenty of cool features, including time til next payday, history of spending in each category, personalisable hashtags for transactions (so I know which spend was on Xmas gifts), and OF COURSE, the learning function that predicts categories for your transactions. Great UX too, swiping notification cards & Disney quotes for the win! Reviewed on: 25th January 2019

Best use of Open Banking so far

I've tried plenty of other apps but either they didn't offer a lot of integrations or their service was a bit too slow or the UI/UX was not on par with expectations. But Emma manages to deliver on these. It has a good amount of integrations with third parties, not just banks but also wealth managers and even crypto wallets and the transactions are show in real time. And they always work on new features/integrations. Reviewed on: 25th January 2019

Very good budgeting

Really insightful and useful. Also free Reviewed on: 25th January 2019

Best banking app available

This is by far the best presented and most intuitive banking app available today. I've used practically ever financial app available and this beats them all hands down. Information is presented clearly in an easy to understand format. There are so many great features available. Fully recommended. Reviewed on: 25th January 2019

At last! An app that enables me to keep control of my finances!

Not only is Emma the best finance app by far (and I’ve tried them all) but the response to queries is amazing. Most times I submit a query I get as response within 2 minutes. Fantastic app. Reviewed on: 25th January 2019

Great financial overview and analysis app

If you have more than a couple of accounts it becomes hard (and manual work) to keep track of what’s happening. Emma has been great at giving a great summary of all money and allows drilling down into the details too. Much recommended. Reviewed on: 25th January 2019

Invigorating

To be able to see everything in one place is going to help me massively in managing my finances. So glad I found Emma. Reviewed on: 25th January 2019

Already recommending to everyone!

Emma is great, having more than 6 accounts it's quite hard for me to keep track of my spending; but now I can! Reviewed on: 25th January 2019

Pocket Financial Advisor

I was dubious when i downloaded Emma on my phone, i had been looking for an app to use to check out spending habits and future payments to help me plan ahead. Emma ticked all the boxes and sends me gentle reminders and notification for different DD's and income as well as trends and analytics which really help when months are tight. Reviewed on: 25th January 2019

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Emma: Savings App reviews

100% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Emma: Savings App now

Emma Savings App reviews (3552)

Simply best bank app

First time it's fun to look at my finances!

Best use of Open Banking so far

Very good budgeting

Best banking app available

At last! An app that enables me to keep control of my finances!

Great financial overview and analysis app

Invigorating

Already recommending to everyone!

Pocket Financial Advisor

Review Emma: Savings App now

Join Smart Money People

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