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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
87%
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12%
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1%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Great app for checking your spending habits and so much more!

5
App is great to see where your money is going. You can filter to see if there is one particular store/company you are spending a lot of money at. You can filter it to see what category you are spending most of your money. It is great is recognising the category and rarely get it wrong, but if it is wrong it is two clicks to get it into the correct category. Also helps to set budgets for each category and better manage your money. New features are added weekly. Highly recommend this app! Reviewed on: 25th January 2019

Perfect

5
Great for personal financial management Reviewed on: 25th January 2019

Best money management for people all ages

5
I have used countless applications to manage money, none of which come close to the sleek design, simplicity and wholesomeness of Emma. Emma feels much more personal with inspirational quotes on the dashboard. The application feels very safe. There is still room for improvement in banks offered and other features, but Emma asks it's users what features they would like to see within the app in future updates. I am positive that I will use Emma going forward to budget and track my spending. Reviewed on: 25th January 2019

great app to keep track of money

5
found out about this app by chance and I just wish I had before. Really helpful to have all my cards and account together and keep track of the spendings, which are scary! Reviewed on: 25th January 2019

Customer centric and in constant beta

5
Emma succeeds in picking the right tone with its audience to make itself "one of us". Emma listens to its customers and keeps them engaged by regularly informing its customers about new features and rolling them out in quick succession. Very solid PFM with a clear and promising roadmap Reviewed on: 25th January 2019

Emma makes financial sense

5
Quite a lot of finance apps such as Yolt and moneysavingexpert. Make the interface very very complicated and not straight forward. Emma have made an app that’s not just easy to use. But straight forward to manage your finances. Reviewed on: 25th January 2019

Keep a keen eye on you Finances and make savings

5
I was a little sceptical at first about using an app that monitored my spend - I thought I was doing a good enough job of that - but it has absolutely turned my financial life around. I have gone from literally just managing payday-to-payday to actually having savings. It has helped identify spend trends, has kept me grounded and lets me see my upcoming so I have no surprises or payments I'd forgotten about. Hat's off to you - great product and would definitely recommend. Thank you! Reviewed on: 25th January 2019

Brilliant service!

5
It's very good and analysing what you spend and helps you save! Reviewed on: 25th January 2019

All you need to budget

5
This is the only app that I have found to have all the necessary features to start budgeting. It has the potential to turn everything around! Reviewed on: 25th January 2019

The best financial advocate around.

5
The app is constantly transforming in a dynamic way and quickly leaving its competitors behind in the dark ages. Features such as spend review, categorisation and notifications go beyond the standard money apps you aren’t likely to find in the market. Reviewed on: 25th January 2019

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