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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.86 (3559 reviews)

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4.86

Based on 3,559 reviews, last reviewed 17th Mar 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app

This app is great, helps me see all accounts and is constantly developing to make managing money a breeze Reviewed on: 30th November 2018

Really good budgeting app, that beats all the others. Power To The gunny bear!!

The app is great because it has adjustable paydays (one of the reasons you beat other budgeting apps) I can see everything I need in one app and can even link my crypto accounts! Reviewed on: 30th November 2018

Really useful overview of income and spending in one place

Emma provides a really useful overview of income and spending from most bank accounts in one app. Reviewed on: 30th November 2018

Pleasantly surprised

I had low expectations of a money tracking app, I have tried multiple budget sheets and different ways to manage my money but Emma is 1/10 effort for 10/10 return. I am seriously impressed and always telling my family and friends! Reviewed on: 30th November 2018

The way money management should be!

I discovered Emma a few weeks back and now I wouldn’t be without it. Simple account linking, regular alerts, great tracking. And now forecasting! Everyone should have Emma in their lives! Reviewed on: 30th November 2018

Simple, powerful

I have found Emma to be the most simple and most powerful money app. It doesn’t get cluttered with all sorts of complicated data, but at the same time allows for granular control like excluding transactions, editing categories etc. I have also found that it integrates with the most things, including PayPal and my savings account, such that literally all of my money is in one single place with Emma. I love the app and it has allowed me to set budgets for the first time ever in my life because it’s automatic and easy. Previously I could never keep up with budgeting because manually entering transactions was too boring. I recommend Emma to my friends and family and also work colleagues. Reviewed on: 30th November 2018

Amazing app!

It is nailing the use case of knowing what you have left at any time and it provides also a bigger picture of your financials. Reviewed on: 30th November 2018

Simple Easy

Just what us number phobes needed Reviewed on: 30th November 2018

Best budget manager for mobile

The budget manager for mobile that gives the best experience by connecting directly to many bank accounts. Gets updated with new features almost every month. Reviewed on: 30th November 2018

The best financing app, period.

Ive tried every finance app on the market and emma is by far the easiest to set up, the most intuitive ans nice to look at. Reviewed on: 30th November 2018

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