Smart Money People Logo
Go to business site
Share this page
Link copied

Emma: Savings App reviews

View other Emma products
4.86
Based on 3,552 reviews, last reviewed 21st Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best all-rounder money management app Emma is the best all-rounder app that I've used to help me stay on top of my money. I'm awful at keeping track of my spending so Emma telling me where... Read more Reviewed on: 21st January 2026
Jas 's avatar
Jas

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Emma Savings App reviews (3552)

Simple and Intuitive

5
From the get go the application is very easy to understand and configure upon account setup. Love the little updates once a bill has gone out and the moment that "It's Payday, notice comes up on my phone". Overall easy to navigate and overall intuitive GUI. Highly recommend for anyone looking to keep on-top of their personal finance! Reviewed on: 30th November 2018
Jason Barnes's avatar
Jason Barnes

The Gummy Bear revolution

5
It's a revolutionary app, always updated and growing. Can't think of a better way to keep track of my finances. Reviewed on: 30th November 2018
Caprotti's avatar
Caprotti

Everything in one place

5
Great free app with simple process to add new accounts and see them all in one place. Has made keeping an overview of my finances so simple. My wife hates it as I keep asking what different transactions are for ;-) Reviewed on: 30th November 2018
JC's avatar
JC

Great app

5
This app is great, helps me see all accounts and is constantly developing to make managing money a breeze Reviewed on: 30th November 2018
AbcDeakin's avatar
AbcDeakin

Really good budgeting app, that beats all the others. Power To The gunny bear!!

4
The app is great because it has adjustable paydays (one of the reasons you beat other budgeting apps) I can see everything I need in one app and can even link my crypto accounts! Reviewed on: 30th November 2018
James's avatar
James

Really useful overview of income and spending in one place

5
Emma provides a really useful overview of income and spending from most bank accounts in one app. Reviewed on: 30th November 2018
Caesar Schinas's avatar
Caesar Schinas

Pleasantly surprised

5
I had low expectations of a money tracking app, I have tried multiple budget sheets and different ways to manage my money but Emma is 1/10 effort for 10/10 return. I am seriously impressed and always telling my family and friends! Reviewed on: 30th November 2018
UserNotfound's avatar
UserNotfound

The way money management should be!

5
I discovered Emma a few weeks back and now I wouldn’t be without it. Simple account linking, regular alerts, great tracking. And now forecasting! Everyone should have Emma in their lives! Reviewed on: 30th November 2018
Rich's avatar
Rich

Simple, powerful

5
I have found Emma to be the most simple and most powerful money app. It doesn’t get cluttered with all sorts of complicated data, but at the same time allows for granular control like excluding transactions, editing categories etc. I have also found that it integrates with the most things, including PayPal and my savings account, such that literally all of my money is in one single place with Emma. I love the app and it has allowed me to set budgets for the first time ever in my life because it’s automatic and easy. Previously I could never keep up with budgeting because manually entering transactions was too boring. I recommend Emma to my friends and family and also work colleagues. Reviewed on: 30th November 2018
Sheza's avatar
Sheza

Amazing app!

4
It is nailing the use case of knowing what you have left at any time and it provides also a bigger picture of your financials. Reviewed on: 30th November 2018
Jean-Michel Van's avatar
Jean-Michel Van

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill