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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

The Gummy Bear revolution

5
It's a revolutionary app, always updated and growing. Can't think of a better way to keep track of my finances. Reviewed on: 30th November 2018

Everything in one place

5
Great free app with simple process to add new accounts and see them all in one place. Has made keeping an overview of my finances so simple. My wife hates it as I keep asking what different transactions are for ;-) Reviewed on: 30th November 2018

Great app

5
This app is great, helps me see all accounts and is constantly developing to make managing money a breeze Reviewed on: 30th November 2018

Really good budgeting app, that beats all the others. Power To The gunny bear!!

4
The app is great because it has adjustable paydays (one of the reasons you beat other budgeting apps) I can see everything I need in one app and can even link my crypto accounts! Reviewed on: 30th November 2018

Really useful overview of income and spending in one place

5
Emma provides a really useful overview of income and spending from most bank accounts in one app. Reviewed on: 30th November 2018

Pleasantly surprised

5
I had low expectations of a money tracking app, I have tried multiple budget sheets and different ways to manage my money but Emma is 1/10 effort for 10/10 return. I am seriously impressed and always telling my family and friends! Reviewed on: 30th November 2018

The way money management should be!

5
I discovered Emma a few weeks back and now I wouldn’t be without it. Simple account linking, regular alerts, great tracking. And now forecasting! Everyone should have Emma in their lives! Reviewed on: 30th November 2018

Simple, powerful

5
I have found Emma to be the most simple and most powerful money app. It doesn’t get cluttered with all sorts of complicated data, but at the same time allows for granular control like excluding transactions, editing categories etc. I have also found that it integrates with the most things, including PayPal and my savings account, such that literally all of my money is in one single place with Emma. I love the app and it has allowed me to set budgets for the first time ever in my life because it’s automatic and easy. Previously I could never keep up with budgeting because manually entering transactions was too boring. I recommend Emma to my friends and family and also work colleagues. Reviewed on: 30th November 2018

Amazing app!

4
It is nailing the use case of knowing what you have left at any time and it provides also a bigger picture of your financials. Reviewed on: 30th November 2018

Simple Easy

5
Just what us number phobes needed Reviewed on: 30th November 2018

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