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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great product

5
Supports a wide range of banks and loads super quickly. Has everything you need all in one app, and very great with dealing with user feedback. Whats not to love Reviewed on: 1st December 2018

Very helpful tool

5
Saves me time, increases visibility of my finances (only to me, I trust) and makes analysis of spending feasible with minimal effort. Reviewed on: 1st December 2018

Amazing

5
Emma has really helped me understand my spending and better plan my budgets for each month! I am now ending months with money spare to save. Highly recommend using! Reviewed on: 1st December 2018

Great app

5
Best budgeting/personal finance app in the market Reviewed on: 1st December 2018

Superb app. Great functionality

5
Seemless integration over multiple accounts and smart metrics allows you to see exactly what is going on with your money. Brilliant. Reviewed on: 30th November 2018

Understanding my finances for the first time

4
Really brilliant app that turns my bank statement into really helpful and easy to understand data, and is allowing me to get to grip on my spending. Reviewed on: 30th November 2018

Brilliant yet simple

5
Have been waiting years for something like this. Every day when I hear the bing and I can look at my balance I feel I am finally in control of my balance. I haven't even got to log into a system. Fantastic team at Emma who always answers questions and queries whenever asked. Thank you. Reviewed on: 30th November 2018

Simple and Intuitive

5
From the get go the application is very easy to understand and configure upon account setup. Love the little updates once a bill has gone out and the moment that "It's Payday, notice comes up on my phone". Overall easy to navigate and overall intuitive GUI. Highly recommend for anyone looking to keep on-top of their personal finance! Reviewed on: 30th November 2018

The Gummy Bear revolution

5
It's a revolutionary app, always updated and growing. Can't think of a better way to keep track of my finances. Reviewed on: 30th November 2018

Everything in one place

5
Great free app with simple process to add new accounts and see them all in one place. Has made keeping an overview of my finances so simple. My wife hates it as I keep asking what different transactions are for ;-) Reviewed on: 30th November 2018

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