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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 21st Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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0%
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Latest highest rating:

5

Best all-rounder money management app Emma is the best all-rounder app that I've used to help me stay on top of my money. I'm awful at keeping track of my spending so Emma telling me where... Read more Reviewed on: 21st January 2026
Jas 's avatar
Jas

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Gummy revolution!

5
The Emma app has really changed how I spend and how I look after my finances. You have single handedly change me as a person for the better. Thank you. I've told numerous friends and family. I'm trying to continue the gummilution!!! Reviewed on: 2nd December 2018
Naomi Bowditch's avatar
Naomi Bowditch

Just life changing

5
This app is changing my life and helping me manage my cash with so much ease! Thank you Reviewed on: 2nd December 2018
Jack Mackenzie's avatar
Jack Mackenzie

Excellent app for banking insights

5
I have a few accounts and it's nice to see them all in one place. Emma reminds me when I get paid, when my recurring payments exit my account, and gives me great insights into how I spend my money. It's great! Reviewed on: 1st December 2018
Tony Lau's avatar
Tony Lau

Great product

5
Supports a wide range of banks and loads super quickly. Has everything you need all in one app, and very great with dealing with user feedback. Whats not to love Reviewed on: 1st December 2018
Akanimo Enang's avatar
Akanimo Enang

Very helpful tool

5
Saves me time, increases visibility of my finances (only to me, I trust) and makes analysis of spending feasible with minimal effort. Reviewed on: 1st December 2018
David's avatar
David

Amazing

5
Emma has really helped me understand my spending and better plan my budgets for each month! I am now ending months with money spare to save. Highly recommend using! Reviewed on: 1st December 2018
willswan's avatar
willswan

Great app

5
Best budgeting/personal finance app in the market Reviewed on: 1st December 2018
Jay Luarca's avatar
Jay Luarca

Superb app. Great functionality

5
Seemless integration over multiple accounts and smart metrics allows you to see exactly what is going on with your money. Brilliant. Reviewed on: 30th November 2018
Carl's avatar
Carl

Understanding my finances for the first time

4
Really brilliant app that turns my bank statement into really helpful and easy to understand data, and is allowing me to get to grip on my spending. Reviewed on: 30th November 2018
Fraser Dyer's avatar
Fraser Dyer

Brilliant yet simple

5
Have been waiting years for something like this. Every day when I hear the bing and I can look at my balance I feel I am finally in control of my balance. I haven't even got to log into a system. Fantastic team at Emma who always answers questions and queries whenever asked. Thank you. Reviewed on: 30th November 2018
Jon's avatar
Jon

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