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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Fantastic service

5
Emma is so useful and easy to use! Highly recommend, it has upgraded my personal finance! Reviewed on: 4th December 2018

Getting better all the time

5
I was impressed when I first started using the app, but it has improved greatly since then. So easy to use, and I have not found and real problems whilst using it. Reviewed on: 4th December 2018

great visualisation of my finances

5
The app is a joy to use... Emma gives me great visualisation over all the places I keep my money (except the inside my mattress...). Coupled with the friendly and colourful design, Emma gives me a great insight into where my money actually goes. All this allows me to get a better grip on my finances and set SMART, achievable goals. Reviewed on: 4th December 2018

Fintech of the future

5
This app stands out from the competition. Great design, great functionality and a fantastically communicative team behind it. Reviewed on: 3rd December 2018

Super simple

5
Allows me to see all my accounts in one place so I can get the best of all accounts Reviewed on: 3rd December 2018

Brilliant!

5
This app has been so useful in allowing me to manage my finances. It lets me set myself monthly budgets, lets me know my balances, lets me see how much i’ve spent in one store over a chosen period of time, it does everything and more! 100% recommend it i’ve already told my friends who now love it too! Reviewed on: 3rd December 2018

Ever improving aggregation service

4
I've tried all the aggregation services since Open Banking came in and Emma is much further advanced both in terms of the providers it offers and features that actually help me manage my finances better without having to go to 9 separate apps. Reviewed on: 3rd December 2018

The most insightful financial app out there

5
Emma gave me a detailed insight into exactly what I was spending (wasting) money on and even those pesky recurring bills I didn't remember signing up for (Cheers for the savings!). With emma I trimed back on categories where I could save and cut off services I hardly used or didn't use at all. Emma is the main reason I can finally say I actually have savings in my account. Reviewed on: 2nd December 2018

:)

5
May the gummy bear force be with you. Reviewed on: 2nd December 2018

Gummy revolution!

5
The Emma app has really changed how I spend and how I look after my finances. You have single handedly change me as a person for the better. Thank you. I've told numerous friends and family. I'm trying to continue the gummilution!!! Reviewed on: 2nd December 2018

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