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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

The only finance app worth using

5
the Emma app has completely transformed the way I am able to understand our family financial position. Firstly I can see at a glance exactly how all our accounts balance out. More importantly I can now see how much of our income is committed to unavoidable recurring bills and how much we have available as disposable income. What used to take me a couple of weeks of consolidation and analysis, can now be done in half an hour thanks to the Emma app Reviewed on: 5th December 2018
Holly's avatar
Holly

Simple, Informative and getting more flexible and powerful with every update

4
I really understand now the idea of getting insights into where is the money going ! Reviewed on: 5th December 2018
v's avatar
v

Great Aggregator

5
Makes managing my finances so easy and convenient and new features added so rapidly... great progress Reviewed on: 5th December 2018
Andy Freeburn's avatar
Andy Freeburn

Fabulous app

5
I rely on this now to see everything that’s going on with my money - easy to use and nice aesthetics Reviewed on: 5th December 2018
Lisa Balfe's avatar
Lisa Balfe

Revolutionised my finances!

5
Having all my accounts/cards feeding into one place, the budgeting function, tracking my direct debuts and predicted spending... need I say more? Oh yes of course the Emma team’s approach to community and understanding their customers wants and needs. They definitely deserve the award! Reviewed on: 4th December 2018
Katherine Murray's avatar
Katherine Murray

Personal finances at a glance

5
Love being able to see all my finances in one place. New to this app but it’s alteady motivating me to take better control of my budget. I have never known an app to develop/add updates and new features so quickly. My own bank regularly wins awards but I think this app is actually better! Reviewed on: 4th December 2018
Sharon Wood's avatar
Sharon Wood

Constantly evolving!

5
This app gets better and better. With the days, and weeks that pass more integrations are added as well as new features. It makes this app so useful to see your financial life in one comfortable, easy to use location. Reviewed on: 4th December 2018
Tom Warren's avatar
Tom Warren

Fabulous financial app! Just what I was looking for.

5
Very simple to use and incredibly useful at organising finances across different accounts. Exactly what I was looking for and the user interface is so much better than Yolt. Constantly being developed and improved - what is not to love? Reviewed on: 4th December 2018
Penny's avatar
Penny

Better than all the rest

5
I've used Emma since the start, it's better than each individual app combined. I use Emma more than my actual banking apps for everything other than payments and transfers. It's also getting better every day. Keep up the good work. Reviewed on: 4th December 2018
John Piggford's avatar
John Piggford

Clear & Informative

5
I have tried a number of money management and bank account tools and Apps over quite a long period and not found so easy to use as Emma. It’s intuitive sign up process is a dream and I have confidence in the overall security - so far! Reviewed on: 4th December 2018
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Jim Newton-Smith

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