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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Best fin tech management app.

5
It's a great app. They know what they want to achieve and focus on the user experience. Reviewed on: 4th January 2019

Digitising your finances, dragging banking into the future

5
Helped me take control of my finances which are spread across multiple current and savings accounts, credit cards, investments. All the power of a challenger bank feed like monzo/starling, but for the slow-moving institutions. Heartily recommend to all who will listen. New features added consistently and their support is superb. A great free service and will have no hesitation subscribing once the option is released. Reviewed on: 4th January 2019

Perpetual evolution

5
Any issue? No worries support will reply sometime even late in the evening. If they can't fix it be assure it will be in their pipeline for the coming weeks. Great experience I tried many different account management tool and none of them pleased me as much as Emma Emma keep updating users on what's coming next or if there is an ongoing issue. They also listen to feedback and try to implement them ASAP if they make sense. Reviewed on: 4th January 2019

Absolutely essential

5
This App has helped me manage my money in such a playful and enjoyable manner, I enjoy using it and most importantly, I’m budgeting and saving money. Reviewed on: 4th January 2019

I have never handled my money better!

5
I try to be clever and strict with my money. Especially in a world where buying things is as easy as a tap of a piece of plastic. Since I have been using Emma, I have been more conscious of my spending. I have stretched my money further than ever - which has really supported me over the festive season. The concept is so simple yet extremely effective. Additionally, the security of the app is at the same calibre of my personal banking system. If you are going to download a personal finance app this year, make sure it's Emma! Reviewed on: 17th December 2018

Amazing App.

5
A game changer in money management.. a powerful dashboard to display all your finances. Reviewed on: 9th December 2018

Great app to use

4
Fluid experience and great updates that helped me save a few quid here and there. Reviewed on: 5th December 2018

Sick

5
So good I want it in and around my mouth Reviewed on: 5th December 2018

It's sick

5
I was just casually looking for a random money mangement app when I found Emma... very helpful in managing my savings! Reviewed on: 5th December 2018

Great next gen money manager

5
Emma has provided me with a great insight into my finances and encourages the right habits. I’m really glad I found it! Reviewed on: 5th December 2018

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