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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic

5
Love it highly recommended, everyone should use this app full stop, it’s like and extra limb to me Reviewed on: 5th April 2023

Amazing

5
Emma is great, it’s easy to use, user-friendly, their customer service team is great! Couldn’t ask for more from this company Reviewed on: 5th April 2023

Simple, easy, life changing

5
If I’d known how useful, simple, and effective Emma is at making sure you know exactly where your money is going and how you’re spending, I’d have downloaded ages ago! I’m way more conscious of my spending and saving now! Reviewed on: 5th April 2023

Excellent service was able to manage my income like a champion

5
Get app for anyone that need some financial stability . I was able to see all my accounts in one and make decisions that benefited my income and savings Reviewed on: 5th April 2023

I will be happy if Emma will win

5
Its a good feeling to recommend her Reviewed on: 4th April 2023

Best finance app around

5
Loads of great ways to save and keep track of what your spending money on Reviewed on: 4th April 2023

Great for managing and organising finances.

4
Emma has helped me to manage my finances by enabling me to clearly see how much I’m spending on different categories and consequently be more mindful and aware. Helpful notifications alert you when you are overspending in certain areas where you have set limits. There are also fun quizzes each week which give you a chance to win some money. Reviewed on: 4th April 2023

So easy

5
Emma makes saving so easy, I don't even have to think about it and my savings grow Reviewed on: 4th April 2023

Amazing app

5
Helps get all of your equity and net worth in order. Reviewed on: 4th April 2023

It is a really easy app to use and is always helpful when seeing what money you have in which accounts

5
I like to use emma because i like to clearly see what money i have and where it is. i also like the fact that you can see where you’re spending your money and how much you’re spending Reviewed on: 4th April 2023

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