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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

What is stopping you

I’ve been with Emma for a long time now and there’s a reason I’m so invested. It’s unlike any other app, it’s so personalised towards me and my goals that I don’t feel the need to use other apps. The team at Emma keep us as customers updated with everything so it really does feel like you’re always the first to know what’s new. I love using the new features and reports to keep track of my spending and savings goals. I don’t feel like there’s any other app that provides me with so much insight to my finances, it’s the best!! Reviewed on: 5th April 2023

Good app to consolidate accounts

Emma makes it easy to track transactions specially when using multiple accounts. Reviewed on: 5th April 2023

Emma budget

The best app to know and help your budget maybe increase Reviewed on: 5th April 2023

Great app to have all in one place

I am really pleased with the way emma works. My accounts and spending are all at one place with my budget clearly mentioned. Great app Reviewed on: 5th April 2023

Organisation for finance

I found this app extremely helpful as I needed help organizing my finances being a student. This helped me to know how much to spend each month so that I would not struggle. Reviewed on: 5th April 2023

A great app

This is a great little app to really help get your head around your finances, especially if they are spread over lots of different accounts Reviewed on: 5th April 2023

My Financial Life, at a Glance

I've always struggled with budgeting, and never thought I'd be able to get a handle on my finances, but after using Emma, I've been able to save more and spend wisely. Reviewed on: 5th April 2023

Amazing work

He is the best at what he has been doing for the people Reviewed on: 5th April 2023

Great app

Very easy to manage and helpful really happy Reviewed on: 5th April 2023

Easy to use

Great and easy to use and watch your spending Reviewed on: 5th April 2023

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