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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

What is stopping you

5
I’ve been with Emma for a long time now and there’s a reason I’m so invested. It’s unlike any other app, it’s so personalised towards me and my goals that I don’t feel the need to use other apps. The team at Emma keep us as customers updated with everything so it really does feel like you’re always the first to know what’s new. I love using the new features and reports to keep track of my spending and savings goals. I don’t feel like there’s any other app that provides me with so much insight to my finances, it’s the best!! Reviewed on: 5th April 2023

Good app to consolidate accounts

4
Emma makes it easy to track transactions specially when using multiple accounts. Reviewed on: 5th April 2023

Emma budget

5
The best app to know and help your budget maybe increase Reviewed on: 5th April 2023

Great app to have all in one place

5
I am really pleased with the way emma works. My accounts and spending are all at one place with my budget clearly mentioned. Great app Reviewed on: 5th April 2023

Organisation for finance

5
I found this app extremely helpful as I needed help organizing my finances being a student. This helped me to know how much to spend each month so that I would not struggle. Reviewed on: 5th April 2023

A great app

5
This is a great little app to really help get your head around your finances, especially if they are spread over lots of different accounts Reviewed on: 5th April 2023

My Financial Life, at a Glance

5
I've always struggled with budgeting, and never thought I'd be able to get a handle on my finances, but after using Emma, I've been able to save more and spend wisely. Reviewed on: 5th April 2023

Amazing work

5
He is the best at what he has been doing for the people Reviewed on: 5th April 2023

Great app

5
Very easy to manage and helpful really happy Reviewed on: 5th April 2023

Easy to use

5
Great and easy to use and watch your spending Reviewed on: 5th April 2023

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