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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Best app for saving money

5
I have been with Emma for a while now and it has really helped me to save money. I have also been able to recommend the app to friends and family. The app also has a lot of useful tips and is straight forward to use. Reviewed on: 5th April 2023

Favourite app

5
Has been very helpful with helping me save and manage my money ! Reviewed on: 5th April 2023

1234567890

5
1234567890 1234567890 1234567890 Reviewed on: 5th April 2023

Absolutely great App

5
The app has a funny way to bring my attention when I spend too much. Love that Reviewed on: 5th April 2023

Peace of mind for my savings

5
They take care of my money with experience and knowledge. Good customer service. Reviewed on: 5th April 2023

One stop shop and excellent service.

5
I have been an extremely satisfied Emma customer for 4+ years. Their support team.is amazing, and they are continuously releasing new updates relevant to their users. Another key differentiator with Emma is how closely they work with their user base and community. They frequently take customer feedback for feature enhancements and incorporate these into their roadmaps. These two key differentiators for Emma is in my opinion why they're the best personal finance company out there with a first class app. Reviewed on: 5th April 2023

Simplicity in personal finance

5
It has been a hugely convenient companion in my personal finance management since the very first day I installed years ago. It helped to stay in budget and cancel various unused subscriptions. I’m grateful for everything this app and the team did for us. Thank you! Reviewed on: 5th April 2023

WOW Emma

5
Great app and good to explore lot of options Reviewed on: 5th April 2023

Amazing

5
Could not recommend Emma high enough! Reviewed on: 5th April 2023

Emma is the best

5
Amazing experience and highly recommended. Reviewed on: 5th April 2023

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