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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

All anyone needs

5
This app allows me to hold myself accountable for my spending and has been a lifesaver for weekly budgeting. It is totally user focused and I feel safe using it Reviewed on: 4th April 2023

Best Budgeting App

5
Amazing budgeting app that’s kept me on top of my finances. Couldn’t recommend it more highly. Reviewed on: 4th April 2023

Great, easy app!

5
I really enjoy using Emma, it’s made my budgeting easier and helping to achieve my saving goals. Great, easy app! Reviewed on: 4th April 2023

Very good app

5
I really like this app to magager my money its really simple and easy Reviewed on: 4th April 2023

Must have app

5
Great 1 stop shop that is designed for the user Reviewed on: 4th April 2023

Easy to track finances

5
Allowed me to save every penny and track my previous financial mistakes Very useful as a new graduate trying to control their balance Reviewed on: 4th April 2023

Really good!

5
Helps keep me organised and everything on the app is clear to read and understand. Can do a multitude of things without even paying, would recommend!! Reviewed on: 4th April 2023

Really good app

5
Really like the app. The fact that it learns which transactions to group and does so automatically after you group some of them is very impressive. Reviewed on: 4th April 2023

So simple and intuitive

5
Love the app!, very simple and intuative, banking without any fuss. Reviewed on: 4th April 2023

Very good

3
Me and my partner use it. We don’t pay for it but it’s good to track our money. Reviewed on: 4th April 2023

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