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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great app

5
I love all the features of Emma. It’s really helped me to see my financial situation clearly and couldn’t imagine life without it. Reviewed on: 4th April 2023

Best app ever

5
Best app ever , this app shows me how to save money different ways. It’s helps me to grow financially thank you Reviewed on: 4th April 2023

Very good

5
Emma helped me to save loads! It stopped me spending on unnecessary stuff as well Reviewed on: 4th April 2023

Excellent service

5
Great service, would recommend to anyone Reviewed on: 4th April 2023

Homogenous understanding of all personal financial information

5
Emma has been instrumental in allowing me to keep close tabs on my spending, saving and assets. Having everything “under one roof” has been invaluable to me and the other features of the app have been brilliant too! Reviewed on: 4th April 2023

Easy to use

5
The app is easy to use and has good functionality. It’s so quick to understand and it’s very helpful to keep track of your spending. Reviewed on: 4th April 2023

Great insights

5
Emma is a great way to track your spending and get some amazing insights into your budget. I love that I can now invest in the stock market through the app now as well Reviewed on: 4th April 2023

Convenience in a cute package

5
If you’re like me and have trouble budgeting and managing your finances then Emma is the best app to help you track your spendings, see what you’re spending the most on (for me it was takeout) and a bunch of other stuff. Reviewed on: 4th April 2023

Nothing else out there better.

5
The best out here hands down. Let’s go. Reviewed on: 4th April 2023

Great alrounder

5
Perfect app to keep track of finance and keep on the rails with spending!! Reviewed on: 4th April 2023

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