Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Emma is brilliant

5
Emma has helped me keep track of my finances and find the sources of my main outgoings I’d recommend it to anyone who needs an extra helping hand to get on top of everything Reviewed on: 4th April 2023

Perfect for keeping your finances in check

5
I’ve used Emma for a while now and can’t say a bad word about it, it helps me keep on track of all my finances while also allowing me options for seeing where I can improve on things!! Reviewed on: 4th April 2023

Amazing app

5
I have been using this app for over a month and I track my expense really well Reviewed on: 4th April 2023

Good for savings

4
I use this for savings and it’s really good! Reviewed on: 4th April 2023

My go to finance app

5
Emma helps me to keep on top of my expenses and budgets. It allows me to have a bird's eye view of my finances! Reviewed on: 4th April 2023

Emma is great!!

5
I love Emma app its so helpful and easy to use Reviewed on: 4th April 2023

Oh man Emma is just so good

5
Never ever have I found an app quite as sleek and useful as Emma. I’ve saved over 105 pounds over the last month alone!! Reviewed on: 4th April 2023

Emma the saviour

5
It’s a perfect app helped me to find what I should buy for my little one I’m new her in uk so I don’t know from where I can shop baby stuff and Emma helped me to much Reviewed on: 4th April 2023

Great app

3
Love using Emma. It helps me save which is important to me Reviewed on: 4th April 2023

Keeps me on track

5
Using Emma has helped me notice what I spend my money on and clearly shows what can be cut back on ☺️ Reviewed on: 4th April 2023

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review