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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma

4
Clear and easy to understand app, super helpful Reviewed on: 4th April 2023

Brilliant app for daily usage

5
I use the Emma very frequently to keep a close eye on all my accounts. The well designed UI fosters good habits when it comes to personal finance and delivers a wealth of tips and great advice to help me achieve my goals. Reviewed on: 4th April 2023

Great app

5
I love that I can get a great overview of my accounts in one place with summaries to see what I’m spending on each category or retailer. I’d really like to see Chase included as a bank though! Reviewed on: 4th April 2023

Fabulous

5
Emma is a fantastic app and has helped me keep track of my finances & much more too Reviewed on: 4th April 2023

The perfect app for all your budget needs

5
A really easy to use app. Allows you to keep track of your spending and set budgets for different spending categories which is perfect for knowing where you may be overspending. Not to mention being able to invest, save and essentially do your banking all within Emma!! There’s nothing not to love about this app, and I wouldn’t be without it Reviewed on: 4th April 2023

Seems useful

4
Not quite au fait with how to use it. Reviewed on: 4th April 2023

Good

5
Good app easy to use. Use it daily Reviewed on: 4th April 2023

Good

4
Emma is a useful and easy tool i and my friends can use to budget, track my subscriptions and use to invest. Reviewed on: 4th April 2023

Great app

5
Quick insights at the tip of your fingers Reviewed on: 4th April 2023

Easy to use

5
Easy to use and helpful for keeping on top of your budget Reviewed on: 4th April 2023

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