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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Emma

4
Clear and easy to understand app, super helpful Reviewed on: 4th April 2023
Ada x's avatar
Ada x

Brilliant app for daily usage

5
I use the Emma very frequently to keep a close eye on all my accounts. The well designed UI fosters good habits when it comes to personal finance and delivers a wealth of tips and great advice to help me achieve my goals. Reviewed on: 4th April 2023
Andre van den Heever's avatar
Andre van den Heever

Great app

5
I love that I can get a great overview of my accounts in one place with summaries to see what I’m spending on each category or retailer. I’d really like to see Chase included as a bank though! Reviewed on: 4th April 2023
Sara B's avatar
Sara B

Fabulous

5
Emma is a fantastic app and has helped me keep track of my finances & much more too Reviewed on: 4th April 2023
Benjamin 's avatar
Benjamin

The perfect app for all your budget needs

5
A really easy to use app. Allows you to keep track of your spending and set budgets for different spending categories which is perfect for knowing where you may be overspending. Not to mention being able to invest, save and essentially do your banking all within Emma!! There’s nothing not to love about this app, and I wouldn’t be without it Reviewed on: 4th April 2023
Katie's avatar
Katie

Seems useful

4
Not quite au fait with how to use it. Reviewed on: 4th April 2023
Richard Hambridge's avatar
Richard Hambridge

Good

5
Good app easy to use. Use it daily Reviewed on: 4th April 2023
Caitlin 's avatar
Caitlin

Good

4
Emma is a useful and easy tool i and my friends can use to budget, track my subscriptions and use to invest. Reviewed on: 4th April 2023
Darkmaid Lillian's avatar
Darkmaid Lillian

Great app

5
Quick insights at the tip of your fingers Reviewed on: 4th April 2023
Elie Dib's avatar
Elie Dib

Easy to use

5
Easy to use and helpful for keeping on top of your budget Reviewed on: 4th April 2023
Becca's avatar
Becca

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