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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

What did I do before Emma?

5
Emma is my new best friend! Great to have an app that helps me keep my spending in check and helps me see exactly where I can save money. It's what everyone needs during a cost-of-living crisis! Reviewed on: 4th April 2023

Financial management

5
It really help to save and manage your money in every ways and it is a easy way to invest and get info to choose various options to invest your money. Such a game changer app for daily use. Reviewed on: 4th April 2023

Amazing

5
Best finance app of 2023. Makes life so much easier and removes the everyday worry Reviewed on: 4th April 2023

Nice

5
Great. So great. Awesome app. Love it so much Reviewed on: 4th April 2023

Very useful to see overviews and spending trends

4
As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Impulsivity cure

5
Emma has helped me realise where my impulse spending is negatively effecting my life, being able to identify the problem has finally giving me the motivation to do something about it Reviewed on: 4th April 2023

Great way to manage your finances

5
I find it is easy to use and is a great way to manage your finances and savings. It has helped me to manage my money better so that I am able to save better Reviewed on: 4th April 2023

Great in monitoring personal finances

5
Great app to monitor personal finances. You can track everything in one app. Great for achieving personal financial goal Reviewed on: 4th April 2023

Wonderful App!

5
Amazing app which gives me insight and tracking into my spending along with subscriptions. It’s been a big tool to further my saving. Great job! Reviewed on: 4th April 2023

Worth having to manage finances

4
It is a really nice and concise snapshot of your finances and outgoings. I really enjoy the reminders of direct debits leaving accounts and to whom as well as reminders of expenses and budgets. Reviewed on: 4th April 2023

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