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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

What did I do before Emma?

Emma is my new best friend! Great to have an app that helps me keep my spending in check and helps me see exactly where I can save money. It's what everyone needs during a cost-of-living crisis! Reviewed on: 4th April 2023

Financial management

It really help to save and manage your money in every ways and it is a easy way to invest and get info to choose various options to invest your money. Such a game changer app for daily use. Reviewed on: 4th April 2023

Amazing

Best finance app of 2023. Makes life so much easier and removes the everyday worry Reviewed on: 4th April 2023

Nice

Great. So great. Awesome app. Love it so much Reviewed on: 4th April 2023

Very useful to see overviews and spending trends

As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Impulsivity cure

Emma has helped me realise where my impulse spending is negatively effecting my life, being able to identify the problem has finally giving me the motivation to do something about it Reviewed on: 4th April 2023

Great way to manage your finances

I find it is easy to use and is a great way to manage your finances and savings. It has helped me to manage my money better so that I am able to save better Reviewed on: 4th April 2023

Great in monitoring personal finances

Great app to monitor personal finances. You can track everything in one app. Great for achieving personal financial goal Reviewed on: 4th April 2023

Wonderful App!

Amazing app which gives me insight and tracking into my spending along with subscriptions. It’s been a big tool to further my saving. Great job! Reviewed on: 4th April 2023

Worth having to manage finances

It is a really nice and concise snapshot of your finances and outgoings. I really enjoy the reminders of direct debits leaving accounts and to whom as well as reminders of expenses and budgets. Reviewed on: 4th April 2023

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