Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Brilliant

5
Saved so much money, the best app for budgeting Reviewed on: 4th April 2023

Excellent

5
Very useful and use it a lot! Would recommend Reviewed on: 4th April 2023

Emma

5
Great clever app, helps me to budget accordingly, save and more recently, invest! Reviewed on: 4th April 2023

Easy to use

5
Clear and concise on spending and cash flow Reviewed on: 4th April 2023

Very good

5
Help you save money week by week Reviewed on: 4th April 2023

Best money app

5
It helps me keep up to date with all the best deals and my money. I love the QUIZZES!! Reviewed on: 4th April 2023

Fantastic

5
Great experience would recommend Reviewed on: 4th April 2023

One place to look all your accounts outgoing and incomings

5
This app is helping me to assess my financial situation and I am able to plan my expenses accordingly Reviewed on: 4th April 2023

Amazing app

5
Gives regular updates on my finances, easy to use and extremely helpful. Love! Reviewed on: 4th April 2023

Great budgeting app!

5
This app is great for budgeting, especially if you use credit cards Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Emma?

  • General investment account

    from Emma 0.00 from 0 reviews
    Emma
  • Stocks and shares ISA

    from Emma 0.00 from 0 reviews
    Emma
    View all products