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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Amazing

5
Really useful to help budget. Best app I’ve ever used Reviewed on: 4th April 2023

Amazing App, best I have come across

5
What a visually appealing and also extremely useful app. Really love all the features and notifications Reviewed on: 4th April 2023

Great Financial tool and app

5
Emma is brilliant. I love that it helps me with my financial health. The overview of my bank accounts helps me to keep organised. There are many also many other features such as creating unlimited pots, within Emma that help you stay on track, organise and manage your finances better. I recommend. Reviewed on: 4th April 2023

Very cool

5
They’re very cool indeed and I love using their service! Reviewed on: 4th April 2023

Very Helpful

5
Really convenient app to track spending and get your finances under control. Reviewed on: 4th April 2023

Great way of tracking expenditures

5
I e had Emma for about a year now and I've found it very helpful for keeping me up to date with information of where I spend my money and budgeting etc., Reviewed on: 4th April 2023

Excellent App - intuitive to use

5
Ease of use and has a wide range of use, managing budgets and importing data seamlessly. Reviewed on: 4th April 2023

Everything in one

4
All bank information in one place makes everything so much easier especially to work out what expenses to cut in the cost of living crisis Reviewed on: 4th April 2023

Excellent!

5
Very convenient to use. Helps to budget. Great app. Reviewed on: 4th April 2023

Such a convenient app!

5
I actually learnt a lot about my spending with this app and kept me on budget for future goals. Would highly recommend! ☺️ Reviewed on: 4th April 2023

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