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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

So helpful with saving

5
Emma really helped me get on track with my saving and see where my money was going Reviewed on: 4th April 2023

Very useful

5
Easy to see how much we spent every month. And I like the new investment part. Very easy to operate as a person who never invested before. Reviewed on: 4th April 2023

Amazing

5
It's been magical app to organise my financial every month. They give us a lots of trust. Reviewed on: 4th April 2023

Helping me achieve financial goals

5
Emma has changed the way I manage my finances and has given me real time oversight of my accounts. It has made me change my spending habits for the better and I’m so glad I downloaded it! Reviewed on: 4th April 2023

Money management made easy

5
Emma has completely replaced my online banking app. The app makes it really easy to see exactly where my money is going and helps me to work out where I may be wasting money and can save. There’s lot of tools to help you budget better and it’s made a big difference in my spending habits Reviewed on: 4th April 2023

Great app

5
Emma is a great app! I’d highly recommend to everyone! Reviewed on: 4th April 2023

Best Budgeting App

5
My name is Syed and I have been using Emma for quite a while now. I really like the app in terms of budgeting and planning my expenses Reviewed on: 4th April 2023

Great

5
I’ve had such a good experience on Emma and feel safe and secure using it Reviewed on: 4th April 2023

Emma is the best

5
Emma is the best saving app I have ever encountered, I have recommended it to my friends and family, everyone loved it. Reviewed on: 4th April 2023

Very good

4
My experiance was actually good. Cannot recall anything bad Reviewed on: 4th April 2023

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