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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

So helpful with saving

Emma really helped me get on track with my saving and see where my money was going Reviewed on: 4th April 2023

Very useful

Easy to see how much we spent every month. And I like the new investment part. Very easy to operate as a person who never invested before. Reviewed on: 4th April 2023

Amazing

It's been magical app to organise my financial every month. They give us a lots of trust. Reviewed on: 4th April 2023

Helping me achieve financial goals

Emma has changed the way I manage my finances and has given me real time oversight of my accounts. It has made me change my spending habits for the better and I’m so glad I downloaded it! Reviewed on: 4th April 2023

Money management made easy

Emma has completely replaced my online banking app. The app makes it really easy to see exactly where my money is going and helps me to work out where I may be wasting money and can save. There’s lot of tools to help you budget better and it’s made a big difference in my spending habits Reviewed on: 4th April 2023

Great app

Emma is a great app! I’d highly recommend to everyone! Reviewed on: 4th April 2023

Best Budgeting App

My name is Syed and I have been using Emma for quite a while now. I really like the app in terms of budgeting and planning my expenses Reviewed on: 4th April 2023

Great

I’ve had such a good experience on Emma and feel safe and secure using it Reviewed on: 4th April 2023

Emma is the best

Emma is the best saving app I have ever encountered, I have recommended it to my friends and family, everyone loved it. Reviewed on: 4th April 2023

Very good

My experiance was actually good. Cannot recall anything bad Reviewed on: 4th April 2023

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