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Evolution Money: Secured loan reviews

4.70
Based on 453 reviews, last reviewed 22nd Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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14%
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0%
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3%

Latest highest rating:

5

Fantastic service and made for a smooth transaction... Fantastic service and made for a smooth transaction with customer care thoughout the process Reviewed on: 16th June 2025
Stuart b's avatar
Stuart b

Latest lowest rating:

1

AVOID! Sell a kidney if you have to What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying lo... Read more Reviewed on: 22nd September 2025
Lee Farrand's avatar
Lee Farrand

About this product

Evolution Money specialise in providing tailored secured homeowner loans.

You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured loan without any impact on your credit score.

Evolution Money reviews help you find out what it’s really like to be a customer. If you’ve used Evolution Money before, you can also leave a review and share your experience.

Evolution Money Secured loan reviews (453)

Review of the Evolution Money, Secured loan:

I have messaged Evolution Money many times through t...

1
I have messaged Evolution Money many times through the portal and never got an answer. We were told that we could not get any money and then all of a sudden it was in our account. Rates well too high. Reviewed on: 10th April 2024
Reply from Evolution Money Thank you for your honest feedback. We’re committed to improving. Response date: 10th June 2024
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Evolution Money

They contacted us regularly to keep us up to date wi...

5
They contacted us regularly to keep us up to date with the application Reviewed on: 15th May 2024
Reply from Evolution Money Your positive feedback means a lot to us. Thank you! Response date: 10th June 2024
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Evolution Money

Excellent customer service and faster to deliver ass...

5
Excellent customer service and faster to deliver assistance, evolution money is the future Reviewed on: 15th May 2024
Reply from Evolution Money We’re thrilled you’re pleased with our service. Thanks for sharing! Response date: 10th June 2024
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Evolution Money

Quite a fast turnaround from application to recievin...

5
Quite a fast turnaround from application to recieving money into the bank account Reviewed on: 15th May 2024
Reply from Evolution Money Thank you for your kind review. We appreciate your support! Response date: 10th June 2024
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Evolution Money

I got the loan that I needed and the process was pre...

5
I got the loan that I needed and the process was pretty fast. Reviewed on: 15th May 2024
Reply from Evolution Money Great to hear you had a positive experience. Thank you! Response date: 10th June 2024
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Evolution Money

Perfect timing, great help much needed

5
Gave me confidence and helped me go a step further in life. I was stuck , didn't know what to do and you helped me with temporary solution. Couldn't have solved my problem without your help. Reviewed on: 15th May 2024
Reply from Evolution Money We’re happy to hear you’re satisfied. Thanks for your review! Response date: 10th June 2024
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Evolution Money

Very helpful and easy to work with.

5
Very helpful and easy to work with. Reviewed on: 15th May 2024
Reply from Evolution Money Thank you for your feedback. We’re glad to have been of service. Response date: 10th June 2024
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Evolution Money

Very thorough with good communication and support

4
Very thorough with good communication and support Reviewed on: 15th May 2024
Reply from Evolution Money Thanks for your review! We’re here if you need anything else. Response date: 10th June 2024
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Evolution Money

Staff always on hand friendly and helpful

5
Staff always on hand friendly and helpful Reviewed on: 15th May 2024
Reply from Evolution Money Thanks for the positive review! We appreciate it. Response date: 10th June 2024
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Evolution Money

Use your own bank!.

3
Great staff, really helpful and understanding. Not so good at advising you of all the various charges and negatives if you want to repay early. The charges they apply when you want to repay the loan early, extortionate!!! My repayment figure was £2000 more than what I had originally borrowed!!!. Make sure you ask when your repayments start coming off the actual borrowed amount and not just paying off interest, which for info, can be the first 4 years!!!!!!!! Personally, from experience, if you cannot get a secure loan with your own bank don’t get one at all. I would put these guys in the ‘irresponsible lending’ category. Reviewed on: 15th May 2024
Reply from Evolution Money Hi Donna, thank you for sharing your thoughts. Rest assured that we provide all the loan information upfront for customers to make informed decisions. Thank you for your honest feedback. Response date: 10th June 2024
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Evolution Money

Very smooth process.

5
Very smooth process. Excellent explanation at every step in terms of what was required and time scale etc Reviewed on: 15th May 2024
Reply from Evolution Money We’re pleased you had a good experience. Thank you for your feedback! Response date: 10th June 2024
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Evolution Money