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Evolution Money: Secured loan reviews

Name: Secured loan
Rating: 4.76 (537 reviews)

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4.76

Based on 537 reviews, last reviewed 19th Apr 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

13%

Latest highest rating:

5

Was really straight forward and the support completi... Was really straight forward and the support completing the application was excellent very helpful Reviewed on: 19th April 2026

Latest lowest rating:

1

AVOID! Sell a kidney if you have to What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying lo... Read more Reviewed on: 22nd September 2025

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About this product

Evolution Money specialise in providing tailored secured homeowner loans.

You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured loan without any impact on your credit score.

Evolution Money reviews help you find out what it’s really like to be a customer. If you’ve used Evolution Money before, you can also leave a review and share your experience.

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Evolution Money Secured loan reviews (537)

I’ve recently had some money troubles, evolution hav...

I’ve recently had some money troubles, evolution have been so good at helping me sort out a payment plan with them and have been so understanding. Reviewed on: 10th April 2024

Reply from Evolution Money Great to hear you had a positive experience. Thank you! Response date: 10th June 2024

Awfulcompany

Awful awful awful…please don’t be drawn in by this company; they are terrible, you will work hard to get all the info and will be SAS style interrogation, tell you loan all agreed and this would of gone on for 2-4 weeks and then you get a t/c to say ‘NO’ they could of actually just told you that at the beginning. Delayed other loan possibilities that actually had much lower rates for example £126 less per month and they advertise for bad credit but they are definitely not. Horrible people. I ended up with a loan somewhere else for half the interest and took only 2 weeks plus much more honest and straightforward people. Reviewed on: 26th February 2024

Reply from Evolution Money Thank you for sharing your thoughts. We aim to make improvements based on your feedback. Response date: 10th June 2024

Biggest rip off out there

I took a secure loan for £30,000 over 1 year ago and started paying £505 per month but they slowly increased the unrest rate each month now costing me £670 per month. After 14 months paying between £500/£670 ( roughly £7500 ) my balance is now at £30,360 due to interest + fees and charges. I can not believe how much of a scam this company is and still gets away with it avoid at all costs!! Reviewed on: 20th March 2023

Reply from Evolution Money Thank you for your review. Your input helps us grow and improve. Response date: 10th June 2024

Amateur in sign up procedures

I seemed to go through 3 levels of sign up procedure only to fail on the final hurdle over something that was clearly obvious from the beginning . Not impressed . In fact they didn’t bother to even tell me I had not been approved , I had to phone up after a week of waiting and thinking I had been approved to find out I hadn’t … Reviewed on: 7th March 2023

Reply from Evolution Money Thank you for your review. Your input helps us grow and improve. Response date: 10th June 2024

Best 2nd charge Digital Journey

I would Recomend Evolution Money for having the best digital journey in the 2nd charge lending space. The Evolution Money app allows Pre-approved Offers and incorporates Open banking and Digital ID and as a result Evolution Money now have the indsutries fastes referral and pack back to fund times. Reviewed on: 14th July 2022

Reply from Evolution Money We’re happy to hear you’re satisfied. Thanks for your review! Response date: 10th June 2024

Extortionate rates, extortionate resettlement

Having borrowed from Evolution Money over four years ago, I can stress in a humble manner, a personal experience: having made monthly payments, without any default, I was in a position to pay off my loan, very recently. I originally borrowed 10,000 pounds, and on asking for full 'early' settlement, I still owed 10,000 pounds, this after, well over 4 years of regular monthly payments. The figure of settlement included two months of interest on top, which was nearly 400 pounds! I have paid in full, rather than stay with these lot any longer. I suggest people are careful in their borrowing from Evolution Money. The reviews appear to be focused on customer skills, rather than monies owed. Please be careful. Reviewed on: 30th November 2021

Reply from Evolution Money Thank you for your honest feedback. Response date: 10th June 2024

Greatly appreciated

I would like to win a free sample of the offering Reviewed on: 7th June 2019

Reply from Evolution Money Thanks for leaving a review! Response date: 10th June 2024

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Evolution Money: Secured loan reviews

7400% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Evolution Money: Secured loan now

Evolution Money Secured loan reviews (537)

I’ve recently had some money troubles, evolution hav...

Awfulcompany

Biggest rip off out there

Amateur in sign up procedures

Best 2nd charge Digital Journey

Extortionate rates, extortionate resettlement

Greatly appreciated

Review Evolution Money: Secured loan now

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