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Experian: Credit Check reviews

3.86
Based on 123 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
24%
See only 3 star reviews
9%
See only 2 star reviews
4%
See only 1 star reviews
9%

Latest highest rating:

5

Great company helping to improve credit score... Monthly credit scores, helped me build my credit score by offering products and ways to improve my credit score Reviewed on: 11th June 2026
Penny w's avatar
Penny w

Latest lowest rating:

1

Customer service and website are useless I had to call them twice to request my credit report. They don't value first contact resolution and they hand up as fast as they can without resolving... Read more Reviewed on: 18th February 2026
Ovidiu I's avatar
Ovidiu I

About this product

We're building the biggest collection of Experian credit check reviews at Smart Money People. If you're looking for reviews of Experian's credit check service, or if you're an existing Experian customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

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Experian Credit Check reviews (123)

Credit Check

5
Easy to access credit report and check through the MSE credit club Reviewed on: 14th June 2021

Fixed my credit score

5
Have been an Experian customer ever since I got a refusal for a small interest-free purchase that spurred me to investigate my credit score. Turned out that an old mobile phone network hadn't cancelled their contract and had been trying to collect funds on an account I'd closed 9 months prior. Their team were excellent in not only immediately identifying and understanding the cause but then handling the process of fixing the root of the issue on my behalf. Credit score fixed. Worth it. Reviewed on: 25th March 2021

App is good

3
Good app but lots of paywall to real data Reviewed on: 18th February 2021

Easy to use

5
Didn't take long to get setup and get a good picture of my score Reviewed on: 11th July 2020

Dzialaja

5
Warto na tą syskrubcjenwydac trochę kasy bo ona dużo daje Reviewed on: 3rd June 2020

Nice

5
Zajebiscie rozpatrzyć moje wnioski piateczka Reviewed on: 3rd June 2020

Fantastic

5
Great service, informative and easy to use. Reviewed on: 1st July 2019

A Good Credit Search Company

5
I find Experian very good to work with. Access is easy for all reports for all kinds of businesses. the information is laid out in a simple format and is easy to understand. Customer service is very good. Reviewed on: 23rd May 2019

helped me get back on track

4
good service there are free options but give limited information Reviewed on: 16th April 2019

Checking my credit history

3
I paid to join Experian after somebody attempted to defraud me. Someone had taken out a credit card using my name and address, presumably they hoped to intercept the card when it was issued. The credit company will actually lend money in advance of the new client receiving the card in the post. Someone at the credit company wrote me a letter to ask if it was me who had requested a new credit card account. This is how I came to use Experian, where you can access information as to who has made credit checks against your name, alerting you to possible fraudulent activity. I paid Experian membership for about a year and was able to check my details, which was very reassuring. I seem to remember that cancelling my subscription wasn't straightforward and took me a while to cancel successfully. Reviewed on: 10th June 2018

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