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first direct: Current account reviews

Name: Current account
Rating: 4.73 (1489 reviews)

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4.73

Based on 1,489 reviews, last reviewed 8th May 2026

16% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

I’ve had a really positive experience with First Dir... I’ve had a really positive experience with First Direct’s 1st Account. The account is simple to manage, with an easy-to-use app, reliable online banki... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

1 star is far too generous. 1 star is far too generous. First Direct sent an email asking me to provide another review even though i have been waiting for a working PIN since Fe... Read more Reviewed on: 8th May 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current account reviews (1489)

Review of the first direct, Current account:

Simple but effective

Although they lack high street locations they have the best customer service available and you can use the post office to pay in cheques etc Reviewed on: 22nd November 2019

So helpful and efficient

Always professional efficient and effective Reviewed on: 4th March 2022

Very safe banking great customer service

Never have to wait to speak to someone but can be a nightmare when changing phones due to digital key Reviewed on: 3rd March 2022

Fading fast

Denying technical problems is the attitude of the incompetent or the arrogant. Don't treat customers like fools, that seems to your department! Reviewed on: 2nd March 2022

best bank

excellent service and always there when i need them Reviewed on: 2nd March 2022

Great service all round

I have had an account for five years and never had a single issue with them . Polite and friendly staff and a good website. Reviewed on: 28th February 2022

Amazing customer service

They've always provided us with brilliant customer service, phones are answered instantly at any time of the day and they've always been friendly and immediately answered any queries or sorted any issues. Their internet banking app is clean, simple and easy to use. Reviewed on: 22nd February 2022

Best bank ever

Always a friendly person to help no matter what time of day or night Reviewed on: 17th February 2022

Super

Really great bank with super app and immediate and friendly customer support Reviewed on: 16th February 2022

Great bank

Interest free overdraft is amazing and the service is the best of any bank I’ve used. Reviewed on: 16th February 2022

1st Class Customer Service

Any time we have had to contact First Direct their customer service has been 1st class. At Christmas we were unfortunate enough to be the victims of online fraud. First Direct were as usual professional and efficient and made a very stressful situation slightly less so. Reviewed on: 13th February 2022

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