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first direct: Personal Loan reviews

4.49
Based on 12 reviews, last reviewed 17th Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
25%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
8%

Latest highest rating:

5

Personal loan Got a personal loan around 8k…instantly accepted Reviewed on: 17th April 2025
Ethan F's avatar
Ethan F

Latest lowest rating:

1

Very unhelpful Highly disappointed by the rate offered and by realising how disinterested they were in helping me out In a moment of difficulty where I was suffering... Read more Reviewed on: 30th June 2017
E. V. T.'s avatar
E. V. T.

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first direct Personal Loan reviews (12)

Personal loan

5
Got a personal loan around 8k…instantly accepted Reviewed on: 17th April 2025

A good experience from start to finish.

5
A good experience from start to finish. I had a loan with natwest which had an APR of 19.9% first direct offered me 3.3% so switching was a no brainer Reviewed on: 23rd May 2024

Never any problems

5
I had two personal loans with first direct as banking customer, its so simple to apply, on the phone polite customer service & on the app a very fast response with fair interest rates. They are professional bankers who are human beings and consider every application. Reviewed on: 31st May 2023

Loan

5
I recently got a loan from first direct and I must say I was impresses. I didn't know I would've gotten it so soon and it came in the right timing. Reviewed on: 8th February 2023

Excellent service, friendly advice

5
Excellent professional service from friendly knowledgeable staff. Items arranged rapidly and perfectly Reviewed on: 11th August 2022

Faultless Service

5
I applied for a personal loan with First Direct. From start to finish the service was just first class! The person I spoke with was friendly, thorough and thoughtful of my needs. I would highly recommend First Direct to anyone who has had bad customer service in the past. They have restored my faith. Reviewed on: 9th July 2020

LOAN REVIEW

4
I received the loan the same day so no issues there. however, i wanted it for debt consolidation and there were no checks to see if i had used the funds for this Reviewed on: 7th June 2020

Approachable lender

5
Needed a loan when transitioning from one job to another and they were very approachable Reviewed on: 1st May 2020

Easy to apply for and funds given quickly

5
I needed a personal loan to consolidate some debt and they were helpful and efficient in assessing my needs and enabling me to get the loan I needed Reviewed on: 27th April 2020

Quick and simple

4
Very quick and easy to organise as an existing customer. Reasonable interest rate too Reviewed on: 10th February 2019

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