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first direct: Regular saver reviews

4.77
Based on 150 reviews, last reviewed 20th Aug 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great for building savings This is a good product for building savings and getting into the habit of putting money aside each month. Just make sure you understand the terms and ... Read more Reviewed on: 20th August 2026
Daniela R's avatar
Daniela R

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024
David's avatar
David

About this product

With the first direct regular saver account, you can save between £25 and £300 per month up to £3,600 per year.

The first direct regular saver is available to first direct 1st Account customers. Interest is calculated daily and paid after 12 months. You can apply in just a few minutes via the first direct app or online bank.

first direct regular saver reviews help you find out what it’s like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Regular saver reviews (150)

Review of the first direct, Regular saver:

VERY GOOD CUSTOMER SERVICE

5
top bank, great AER, highest interest rate and also love the app simple and highly secure! Reviewed on: 28th November 2018

Excellent way to save to make your dreams a reality.

5
Excellent way to save to make your dreams a reality. Only wish you were able to save more per month Reviewed on: 12th April 2024

7% interest fantastic

5
7% interest fantastic can’t draw out so I’m not tempted Reviewed on: 12th April 2024

Amazing interest rate, great app features

5
Amazing interest rate, great app features and the ability to use the first direct debit card abroad fee free is also an additional bonus. Would be even better if we were able to deposit more than £300 a month! Reviewed on: 15th March 2024

Excellent bank.

5
Excellent bank. Easy to use online Reviewed on: 1st March 2024

Customer Care and Value

5
Customer service was great, very easy to contact 24hr/ 7 days a week. The app is super user friendly and takes no time to set up. They have a variety of accounts which works well so the customer can choose to their individual needs. The interest rates on the regular savers account is particularly very good. Reviewed on: 18th February 2024

Great interest rate but low monthly savings

4
The First Direct Regular Saver account is a solid option for individuals looking to save with a competitive interest rate of 7%. However, the account does come with a notable drawback: a low monthly savings limit of £300. While this limit may be sufficient for some savers, it may not meet the needs of those looking to save larger sums. Nonetheless, the account offers a high interest rate, making it a decent choice for those looking to grow their savings incrementally. Reviewed on: 15th February 2024

Great service and competitive rates.

5
Great service and competitive rates. Reviewed on: 15th February 2024

First Direct

5
I've been with First Direct for over 20 years and very satisfied with their service. Reviewed on: 15th February 2024

I love first direct and have had no problems with th...

5
I love first direct and have had no problems with them at all quick and to the point Reviewed on: 31st January 2024

The First Direct Regular Saver is one of the best on...

5
The First Direct Regular Saver is one of the best on the market paying an excellent 7% interest on regular contributions of up to £300 a month. It's only beaten out by Nationwide currently on interest but with Nationwide having a lower regular contribution allowed. Reviewed on: 27th January 2024

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