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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great experience from start to finish.

5
Great experience from start to finish. Everything explained and answered all my queries and broke down costs. The finance was quicker than expected and had no problems since Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Jo! Response date: 17th June 2025
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First Response Finance

Very positive

5
Very positive and helpful from the start to the finish Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you David! Response date: 17th June 2025
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First Response Finance

The staff were just amazing.

5
The staff were just amazing. Personally have a longstanding fear of credit and underwriting but they helped us secure the family car we needed and were REAL people! Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you James! Response date: 17th June 2025
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First Response Finance

Very good

5
Very good all round fair speedy got the job done Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Mr B! Response date: 17th June 2025
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First Response Finance

I have dealt with other car finance companies but fi...

5
I have dealt with other car finance companies but first response is exceptional, I had an excellent service with them. Reviewed on: 11th June 2025
Reply from First Response Finance Thank you Adama for the five-star review! Response date: 17th June 2025
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First Response Finance

Quick easy & great service, no issues whatsoever

5
Quick easy & great service, no issues whatsoever Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Rebecca! Response date: 17th June 2025
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First Response Finance

No problems at all very good service

5
No problems at all very good service Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Peter! Response date: 17th June 2025
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First Response Finance

This is very good finance company

5
This is very good finance company Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Slavi! Response date: 17th June 2025
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First Response Finance

Very quick and efficient good rates and always there...

5
Very quick and efficient good rates and always there to help Reviewed on: 11th June 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 13th June 2025
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First Response Finance

I have had a great experience i fell behind on payme...

5
I have had a great experience i fell behind on payments at one point and they were very helpful and understanding and did not hild it against me when applying for finance Reviewed on: 11th June 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 13th June 2025
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First Response Finance