Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,962 reviews, last reviewed 9th Jul 2026
49750% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They made my dream come true. They made my dream come true. Really professional, thoughtful and they always responded quick to any requests Reviewed on: 9th July 2026
Elena Pavel's avatar
Elena Pavel

Latest lowest rating:

1

Avoid them at all costs, bad customer service. Avoid them at all costs, bad customer service. Reviewed on: 9th July 2026
Michael G's avatar
Michael G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7963)

Fast forward, good customer service been with them 5...

5
Fast forward, good customer service been with them 5 years at least and im on my second finance. Reviewed on: 9th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

My story

5
I was panicking about trying to get car finance, as I’ve been knocked back a couple of years before. so when I got excepted by first response finance I was so happy and I’ve been on the road for one year. Reviewed on: 9th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

They are patient and very professional.

5
They are patient and very professional. Perfect Reviewed on: 9th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

Fanastic company.

5
Fanastic company. I had a non fault car accident that meant my previous financed car was written off. I was in desperate need of a new car and I was not being accepted for finance from anyone. After hours of calling different company's and on the verge of giving up and losing hope, a lovely gentleman from First Response Finance called me explaining they are a direct lender and look past credit score and instead personal circumstances. He looked at my credit file and could see I always paid my previous finance lender on time and I explained my situation. He went through affordability and confirmed they could offer me up to £9k for a car. I was over the moon! He was Honeslty so understanding and kind. Right when I thought I'd be without a car, I got my DREAM car! First response gave me car dealership details of who they work alongside. So I compared options of cars for a few days and I chose my car! first response did a payout to the dealership and it was done! Honestly such an easy, smooth process. Amazing company. Reviewed on: 9th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

Easy friendly and straightforward

5
Easy friendly and straightforward Reviewed on: 9th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

They lend me money to get car for myself, thank...

5
They lend me money to get car for myself, thank you Reviewed on: 9th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

Just one phone call and it was all sorted out and in...

5
Just one phone call and it was all sorted out and in no time I was on the road thanks to first response Reviewed on: 9th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

Very helpful and quick response time

5
Very helpful and quick to come back to you when you request a call Reviewed on: 9th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 10th June 2026
First Response Finance's avatar
First Response Finance

First Response helped me every step of the way to fi...

5
First Response helped me every step of the way to financing my new vehicle at a plan I could afford, the customer service is excellent and every person I’ve spoken to has been very helpful and friendly. Reviewed on: 9th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026
First Response Finance's avatar
First Response Finance

Detailed First Response Finance

5
First Response Finance sorted out every details needed for me to make the right car checks and explained every process in detail. Reviewed on: 9th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th June 2026
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review