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First Response Finance: Car Finance reviews

4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6928)

Excellent

5
Excellent and great service , I got my finance approved Reviewed on: 17th May 2024

Very fast on making a decision

5
Very fast in making a decision even when I had a low credit score. Affordable weekly repayments. Class A Reviewed on: 16th May 2024

Very easy to deal with, helped me when my bank would...

5
Very easy to deal with, helped me when my bank wouldn’t Reviewed on: 16th May 2024

Very helpfull and understanding.

5
Very helpfull and understanding. You are treated as a person not just a number. Reviewed on: 14th May 2024

Highly recommend First Response Finance...

5
I've used First Response Finance twice now and they have been very helpful from start to finish. Both deals concluded in very quick time and everyone kept in the loop. The dealer was paid out within hours of me signing the documents and the cars was on my driveway the same day. I would highly recommend First Reponse Finance and will always use them for my future car purchases. Reviewed on: 14th May 2024

Been next lender used had many!

5
Been next lender used had quite a few over the years Reviewed on: 13th May 2024

First Class, First Response

5
They kept me updated at every stage of my application and handled every dealer enquiry I had personally and professionally. It was so much easier having my own finance in place before going to a dealer and the whole process made me feel valued and appreciated as a customer after being turned away by some of the mainstream lenders. Highly recommend First Response to anyone looking to organise their own finance, even if you've had trouble elsewhere. Reviewed on: 12th May 2024

Very friendly, straightforward and fast service woul...

5
Very friendly, straightforward and fast service would definitely recommend Reviewed on: 10th May 2024

Very fast and reliable services managed to get finan...

5
Very fast and reliable services managed to get finance with no issue Reviewed on: 9th May 2024

Easy peesy

5
Very easy transaction with a quick decision Reviewed on: 9th May 2024

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