Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy to apply, and really quick to arrange.

5
Easy to apply, and really quick to arrange. Everything was explained before monies were transferred. Reviewed on: 27th April 2024

Excellent service delivery

5
I got to know first response finance for a car finance barely 3 hours and my loan got approved very fast and I got my car paid for in less than 3 hours. Reviewed on: 27th April 2024

The best finance

5
I got your help when I needed it recommend with confidence Reviewed on: 27th April 2024

Nearly 10 years with FR with absolutely no flaws and...

5
Nearly 10 years with FR with absolutely no flaws and a great Finance Company with a personal, caring touch. The Company has never let me down. Reviewed on: 27th April 2024

Excellent customer service, very fast response

5
Excellent customer service, very fast response Reviewed on: 27th April 2024

Very helpful.

5
Very helpful. Lovely team. Helped me and my partner when no other finance company would. Reviewed on: 27th April 2024

First Response sorted me car finance when no one els...

5
First Response sorted me car finance when no one else would, I am a proud customer of them and feel like they have given a decent rate for my credit file. I will reuse them again in the future. 5* Reviewed on: 27th April 2024

First Response is Fantastic and they remain one of t...

5
First Response is Fantastic and they remain one of the outstanding company in the industry Reviewed on: 27th April 2024

Perfect experience throughout the whole process

5
Perfect experience throughout the whole process Reviewed on: 27th April 2024

Great all around service everyone I felt with was a...

5
Great all around service everyone I felt with was a great help towards finding my car as well as finance Reviewed on: 26th April 2024