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First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Happy Helpers

5
When you phone them they're always happy to help solve any issue Reviewed on: 26th April 2024

Very good experience would recommend

5
Very good experience would recommend Reviewed on: 26th April 2024

Easy and so simple

5
Easy and simple to apply and I got phone call to discuss straight away and offered a finance deal straight away! I would definitely recommend First Response to anybody who’s had trouble with credit! Reviewed on: 26th April 2024

Good experience

5
I would recommend first finance to anyone. They’re very honest , helpful, accommodating, very easy to navigate and a very easy process Reviewed on: 26th April 2024

Fast at getting you what you need

5
Fast at getting you what you need Reviewed on: 26th April 2024

The best you can get

5
Iv had two lots of finance pluse loans and iv found the best at helping you through the prosess and providing finance. Thank you. Reviewed on: 26th April 2024

Brilliant service with no judgement

5
I struggled to get car finance due to my credit rating being low due to personal circumstances in the past and the advisor went through everything with me to make sure the finance was affordable and he understood my past situation with no judgment. I recommended my sister to FRF and she also got approved and was really impressed with the compassion they have Reviewed on: 26th April 2024

Long time Happy customer

5
I 've been a long time customer and would highly recommend tehm. Reviewed on: 26th April 2024

From the very start of the car buying experience I f...

5
From the very start of the car buying experience I felt like a valued customer and customer service is second to none , this is the second time I have used First Response and I told the dealer of this my second car that I would not use his Finance company only First Response , he was a bit reluctant at first but I said then I won't buy the car , after a short phone call with First Response I walked away with my car. One of the best things about First Response is you never have to wait for your call to customer service to be answered and the staff are extremely polite and you actually feel listened to and they are very patient when explaining anything. Reviewed on: 26th April 2024

First response was able to finance my first car for...

4
First response was able to finance my first car for a reasonable price. The customer service was excellent Reviewed on: 26th April 2024