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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Excellent company to work with , very approachable a...

5
Excellent company to work with , very approachable and helpful advisor Reviewed on: 8th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 8th June 2026
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First Response Finance

Always polite and friendly and quick with response,...

5
Always polite and friendly and quick with response, I would highly recommend Reviewed on: 8th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 8th June 2026
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First Response Finance

Got accepted with poor credit

5
Got accepted with poor credit and payments taken my requested date.Very friendly staff and sorted it quick Reviewed on: 7th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance

My finance has ran as smooth as butter!

5
My finance has ran as smooth as butter! Reviewed on: 7th June 2026
Reply from First Response Finance Thank you! Response date: 8th June 2026
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First Response Finance

good service

5
informative and notifies any changes, helpful. open and honest Reviewed on: 7th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance

First Response were able to find a lender for me, an...

5
First Response were able to find a lender for me, and spoke to me themselves to establish my exact situation. This enabled me to purchase the exact car I wanted, which absolutely fitted my, and my family’s, needs. (As well as the bonus of being the higher spec car.) It was that personal touch that completely set First Response apart for me, that they talked, and listened. The finance agreement was the icing on the cake, because actually if I’d still been refused, yes. It would hurt. But. It wouldn’t have just been a computer and a number making that decision. Reviewed on: 7th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026
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First Response Finance

Great service and explained the process

5
Helped me achieve my goal of getting my own vehicle and very friendly and explained everything to me Reviewed on: 7th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026
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First Response Finance

I am glad they was able to provide finance with my s...

4
I am glad they was able to provide finance with my situation I was in Reviewed on: 7th June 2026
Reply from First Response Finance Thank you for the four-star review! Response date: 8th June 2026
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First Response Finance

Had great time experience with their customer service.

5
Had great time experience with their customer service..He was great and patient and I understood the process Reviewed on: 7th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026
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First Response Finance

The most and quickest car finance company i have eve...

5
The most and quickest car finance company i have ever dealt with ,very helpful and understanding as per individual circumstances, they will listen to the customer and help you until you get your dream car Reviewed on: 7th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026
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First Response Finance