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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Helped me get the finance I needed

5
Helped me get the finance I needed Reviewed on: 10th June 2024

Very simple easy steps would definitely be using the...

5
Very simple easy steps would definitely be using them again Reviewed on: 10th June 2024

I’ve never had any hassle from this company.

5
I’ve never had any hassle from this company. When I had an issue they sorted it out straight away for me. Good Communication and friendly staff. Reviewed on: 10th June 2024

Very quick and easy setting up insurance for my fir...

5
Very quick and easy setting up insurance for my first car. It took no longer than a couple of hours which meant I got to take my car home the same day I went to look at it. I have recommend the company to friends and family as it’s just so easy and quick! Reviewed on: 10th June 2024

Was a very easy and stress free application.

5
Was a very easy and stress free application....I highly recommend this to all friends and family. Reviewed on: 10th June 2024

Very helpful for financing my car lovely customer se...

5
Very helpful for financing my car lovely customer service and extremely efficient would highly recommend 5 Stars Reviewed on: 10th June 2024

Always helpful, good overall customer service

5
Always helpful, good overall customer service Reviewed on: 9th June 2024

First response helped me finance a car, they help me...

5
First response helped me finance a car, they help me buy my very first own car alone! They talked me through everything I needed to know Reviewed on: 9th June 2024

It’s a smooth process with them and it was fast

5
It’s a smooth process with them and it was fast Reviewed on: 9th June 2024

Easy application and fast process but the interest r...

5
Easy application and fast process but the interest rates are high compared to other company’s. Would definitely use again tho. Reviewed on: 9th June 2024