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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Super fast and efficient great service

5
Was a very fast process all done from my phone and they spoke in real English not words to confuse people Reviewed on: 8th June 2024

Very good and excellent service would definitely rec...

5
Very good and excellent service would definitely recommend Reviewed on: 8th June 2024

There weren't any barriers to getting finance from F...

5
There weren't any barriers to getting finance from First Response and they've been pretty good whenever I've needed to contact them. Reviewed on: 8th June 2024

Flawless finance for ma 125 motorbike

5
Flawless finance for ma 125 motorbike Reviewed on: 8th June 2024

Brilliant couldn’t be any more helpful and amazing w...

5
Brilliant couldn’t be any more helpful and amazing working round our budget Reviewed on: 8th June 2024

I have used first response for 3 of my vehicles and...

5
I have used first response for 3 of my vehicles and without fail, they are understanding, helpful and positive. Bad credit is scary in a world like today, but first response help you see past that & offer amazing deals tailored to your affordability & if you are stuck one month, they again, listen and help where they can. Best finance company for poor credit without a doubt. Reviewed on: 8th June 2024

Highly recommended

5
Professional, helpful, smooth from start to finish and very quick. Reviewed on: 8th June 2024

First time, impressed friendliness, rare out here.

5
First time, impressed friendliness, rare out here. Reviewed on: 8th June 2024

Been good, respectul, would definitely recommend you

4
Been good, respectul, would definitely recommend you Reviewed on: 8th June 2024

Quick, easy and helpful.

5
Quick, easy and helpful. Treat people with respect Reviewed on: 8th June 2024