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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Quick and simple and nice

5
Quick and simple and good customer service care Reviewed on: 6th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 8th June 2026
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First Response Finance

Anybody wanting to take out Hire purchase on a vehic...

5
Anybody wanting to take out Hire purchase on a vehicle where their credit rating is a tad low, then, I recommend First Response Finance! Just so easy and straight forward to complete! I did not wait too long for a decision! Seem to go the extra mile on just a credit score for a decision. Great way to treat customers with less than perfect credit scores! I received a very favourable APR as well! My credit score is pretty low as well. Perfect customer satisfaction here from me! Thanks. Reviewed on: 5th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 8th June 2026
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First Response Finance

Very good service, useful when you needed , when you...

5
Very good service, useful when you needed , when you are desperate it's useful, good customer service Reviewed on: 5th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance

I am a returning customer to first response finance,...

5
I am a returning customer to first response finance, both times around they have been very efficient in processing everything and the online portal makes things 100x easier. The customer service is brilliant and the two garages I have used have both praised them too! I wouldn’t use anyone else Reviewed on: 5th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance

Friendly, helpfull, value for money

5
Friendly, helpfull, value for money Reviewed on: 5th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance

Great company and have no issues.

5
Great company and have no issues. If needing any help someone is there to call which is great . Reviewed on: 5th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 8th June 2026
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First Response Finance

excellent customer service

5
They have excellent customer service; agent Jordan helped me every step of the way. Thank you so much. Reviewed on: 5th June 2026
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 8th June 2026
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First Response Finance

So easy to use, allows finance on cat cars too...

5
So easy to use, allows finance on cat cars too Reviewed on: 5th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026
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First Response Finance

No hassle, easy to do.

5
No hassle, easy to do. Accepted all documents. Reviewed on: 5th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026
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First Response Finance

Top company, excellent costumer service,

5
Top company, excellent costumer service, this is my 3rd vehicle completely hassle free Reviewed on: 5th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026
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First Response Finance