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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

bad experience with car on fianance

5
first responce helped me resolve the problems and dealt with dealer to give car back done me proud now i have stopped with first responce and had another 2 motors thank u Reviewed on: 6th June 2024

Amazing very nice people make a very good job

5
Amazing very very nice people, very very good job Reviewed on: 6th June 2024

Best car finance company in United kingdom.

5
Best car finance company in United kingdom. Reviewed on: 6th June 2024

Excellent customer service provided and all queries...

5
Excellent customer service provided and all queries were answered to a high standard Reviewed on: 6th June 2024

First Response finance 5*

5
First Response Finance provided me with the opportunity to get the car of my dreams after many declining me! Very helpful & professional every step of the way! Reviewed on: 6th June 2024

First response

5
They sorted everything out without me having yo lift a finger same as the car I bought before Reviewed on: 6th June 2024

Easy to deal with.

5
Easy to deal with. Friendly service Reviewed on: 6th June 2024

Just an easy experience all round

5
Just an easy experience all round Reviewed on: 6th June 2024

My second car

5
I was assisted in buying my current car which is the second vehicle I have purchased via First Response, they are very helpful. knowledgable and willing to do what it takes to enable their customers to achieve their goals. Thank you so much. Reviewed on: 6th June 2024

Very friendly staff with genuine advice

5
Very friendly and helpful staff with genuine advice Reviewed on: 6th June 2024